{"id":17,"date":"2025-08-10T21:22:15","date_gmt":"2025-08-10T21:22:15","guid":{"rendered":"https:\/\/uribank.com\/wordpress1\/?p=17"},"modified":"2025-09-04T22:48:58","modified_gmt":"2025-09-04T22:48:58","slug":"%eb%b2%a0%ec%9d%b4%eb%b9%84%eb%b6%80%eb%a8%b8%ec%9d%98-%ec%84%a0%ed%83%9d-%ec%8b%9c%ec%9e%a5%ec%9d%98-%eb%af%b8%eb%9e%98%eb%a5%bc-%eb%b0%94%ea%be%bc%eb%8b%a4","status":"publish","type":"post","link":"http:\/\/uribank.com\/wordpress1\/2025\/08\/10\/%eb%b2%a0%ec%9d%b4%eb%b9%84%eb%b6%80%eb%a8%b8%ec%9d%98-%ec%84%a0%ed%83%9d-%ec%8b%9c%ec%9e%a5%ec%9d%98-%eb%af%b8%eb%9e%98%eb%a5%bc-%eb%b0%94%ea%be%bc%eb%8b%a4\/","title":{"rendered":"\ubca0\uc774\ube44\ubd80\uba38\uc758 \uc120\ud0dd, \uc2dc\uc7a5\uc758 \ubbf8\ub798\ub97c \ubc14\uafbc\ub2e4"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"522\" height=\"725\" src=\"https:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/2016-Mar-28-\ubca0\uc774\ube44-\ubd80\uba38-\uc138\ub300\uc758-\uc8fc\ud0dd\uc758-\uc5d0\ud050\ud2f0-\ud604\ud669.jpg\" alt=\"\" class=\"wp-image-161\" srcset=\"http:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/2016-Mar-28-\ubca0\uc774\ube44-\ubd80\uba38-\uc138\ub300\uc758-\uc8fc\ud0dd\uc758-\uc5d0\ud050\ud2f0-\ud604\ud669.jpg 522w, http:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/2016-Mar-28-\ubca0\uc774\ube44-\ubd80\uba38-\uc138\ub300\uc758-\uc8fc\ud0dd\uc758-\uc5d0\ud050\ud2f0-\ud604\ud669-216x300.jpg 216w\" sizes=\"auto, (max-width: 522px) 100vw, 522px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\uadfc &#8216;\ubca0\uc774\ube44\ubd80\uba38&#8217; \uc138\ub300\uc758 \uc740\ud1f4\uac00 \ubcf8\uaca9\ud654\ub418\uba74\uc11c, \uc774\ub4e4\uc758 \uc120\ud0dd\uc774 \uc55e\uc73c\ub85c\uc758 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \ubc29\ud5a5\uc744 \uacb0\uc815\ud560 \uac00\uc7a5 \uc911\uc694\ud55c \ubcc0\uc218\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uce98\ub9ac\ud3ec\ub2c8\uc544 \ubd80\ub3d9\uc0b0 \ud611\ud68c(C.A.R)\uc758 \ud1b5\uacc4 \uc790\ub8cc\ub97c \ubc14\ud0d5\uc73c\ub85c, \uc774 \uc22b\uc790\ub4e4\uc774 \uc6b0\ub9ac\uc5d0\uac8c \ubb34\uc5c7\uc744 \ub9d0\ud574\uc8fc\ub294\uc9c0, \uadf8\ub9ac\uace0 \uc6b0\ub9ac\ub294 \ubb34\uc5c7\uc744 \uc900\ube44\ud574\uc57c \ud558\ub294\uc9c0 30\ub144 \uacbd\ub825\uc758 \uc804\ubb38\uac00 \uc2dc\uc120\uc73c\ub85c \uc54c\uae30 \uc27d\uac8c \ubd84\uc11d\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubd84\uc11d 1: 55\uc138 \uc774\uc0c1 \uc8fc\ud0dd \uc18c\uc720\uc790\uc758 52%\ub294 \ubaa8\uae30\uc9c0\uac00 \uc5c6\ub2e4.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc778\ud3ec\uadf8\ub798\ud53d\uc5d0 \ub530\ub974\uba74, 55\uc138 \uc774\uc0c1 \uc8fc\ud0dd \uc18c\uc720\uc790\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 \uc735\uc790\uae08\uc744 \ubaa8\ub450 \uac1a\uc544 \uc628\uc804\ud55c &#8216;\ub0b4 \uc9d1&#8217;\uc744 \uc18c\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uac83\uc740 \uc5c4\uccad\ub09c \uae30\ud68c\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. \uccab\uc9f8, \uc8fc\ud0dd\uc5d0 \uc313\uc778 \uc21c\uc790\uc0b0(Equity)\uc744 \ud65c\uc6a9\ud558\uc5ec \uc790\ub140\uc758 \uccab \uc8fc\ud0dd \uad6c\ub9e4 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \ub3c4\uc640\uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, &#8216;\uc5ed\ubaa8\uae30\uc9c0(Reverse Mortgage)&#8217;\ub97c \ud1b5\ud574 \ub9e4\ub2ec \uc548\uc815\uc801\uc778 \uc740\ud1f4 \uc0dd\ud65c\ube44\ub97c \uc5f0\uae08\ucc98\ub7fc \ubc1b\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ud76c \uc6b0\ub9ac\uae08\uc735\uc740 \uace0\uac1d\ub2d8\uc758 \uc0c1\ud669\uc5d0 \ub9de\ucdb0 \uc313\uc544\ub450\uc2e0 \uc18c\uc911\ud55c \uc790\uc0b0\uc744 \uac00\uc7a5 \ud604\uba85\ud558\uac8c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uc804\ubb38\uc801\uc778 \ud50c\ub79c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubd84\uc11d 2: 47%\ub294 \ub2e4\uc6b4\uc0ac\uc774\uc9d5\uc744, 44%\ub294 \ud0c0\uc8fc \uc774\uc0ac\ub97c \uacc4\ud68d\ud55c\ub2e4.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud1f4 \ud6c4 \ub113\uc740 \uc9d1\uc744 \ucc98\ubd84\ud558\uace0 \uad00\ub9ac\ud558\uae30 \ud3b8\ud55c \uc791\uc740 \uc9d1\uc73c\ub85c \uc62e\uae30\ub294 &#8216;\ub2e4\uc6b4\uc0ac\uc774\uc9d5&#8217;\uacfc, \ubb3c\uac00\uac00 \uc800\ub834\ud55c \ub2e4\ub978 \uc8fc\ub85c \uc774\uc0ac\ud558\ub824\ub294 \uc218\uc694\uac00 \ub9e4\uc6b0 \ub192\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \uc774\uac83\uc740 \uace7 \ubca0\uc774\ube44\ubd80\uba38 \uc138\ub300\uac00 \uc18c\uc720\ud55c \uc88b\uc740 \uc704\uce58\uc758 \ud070 \uc8fc\ud0dd\ub4e4\uc774 \uc2dc\uc7a5\uc5d0 \ub9e4\ubb3c\ub85c \ub098\uc62c \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\ub294 \uc2e0\ud638\uc785\ub2c8\ub2e4. \uc790\ub140\ub97c \ud0a4\uc6b0\ub294 \uc80a\uc740 \uc138\ub300\uc5d0\uac8c\ub294 &#8216;\uae30\ud68c\uc758 \ucc3d&#8217;\uc774 \uc5f4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc774 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \ubaa9\ub3c8\uc73c\ub85c \uc7ac\uc735\uc790\ub97c \ud558\uac70\ub098 \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uae30\ud68c\ub97c \ucc3e\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ud76c\ub294 \uae30\uc874 \uc8fc\ud0dd \ub9e4\uac01\uacfc \uc0c8\ub85c\uc6b4 \uc8fc\ud0dd \uad6c\ub9e4\ub97c \ub3d9\uc2dc\uc5d0 \uc9c4\ud589\ud558\ub294 \ubcf5\uc7a1\ud55c \uacfc\uc815\uc5d0\uc11c \ud544\uc694\ud55c &#8216;\ube0c\ub9bf\uc9c0 \ub860(Bridge Loan)&#8217; \ub4f1 \ubaa8\ub4e0 \uae08\uc735 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\uc5ec \uc548\uc804\ud55c \uc790\uc0b0 \uc774\ub3d9\uc744 \ub3d5\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uacb0\ub860: \uae30\ud68c\ub97c \uc7a1\uae30 \uc704\ud55c \ud604\uba85\ud55c \uc900\ube44<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ucc98\ub7fc \ubca0\uc774\ube44\ubd80\uba38\uc758 \uc740\ud1f4\ub294 \ub2e8\uc21c\ud55c \uc778\uad6c \ubcc0\ud654\ub97c \ub118\uc5b4, \uc6b0\ub9ac \ubaa8\ub450\uc758 \uc8fc\ud0dd \uad6c\ub9e4\uc640 \uc790\uc0b0 \uacc4\ud68d\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2dc\uc7a5\uc758 \ud750\ub984 \uc18d\uc5d0\uc11c \uae30\ud68c\ub97c \uc7a1\uae30 \uc704\ud574\uc11c\ub294 \uc804\ubb38\uac00\uc758 \uc815\ud655\ud55c \ubd84\uc11d\uacfc \uc870\uc5b8\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ubd80\ubaa8\ub2d8\uc758 \ub2e4\uc6b4\uc0ac\uc774\uc9d5, \uc790\ub140 \uc138\ub300\uc758 \uccab \uc9d1 \uc7a5\ub9cc \ub4f1 \uc5b4\ub5a4 \uace0\ubbfc\uc774\ub4e0 \uc800\ud76c \uc6b0\ub9ac\uae08\uc735\uc5d0 \ubb38\uc758\ud558\uc2dc\uba74, 30\ub144\uc758 \uacbd\ud5d8\uc73c\ub85c \uac00\uc7a5 \ud655\uc2e4\ud55c \uae38\uc744 \uc548\ub0b4\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Source: California Association of Realtors<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uadfc &#8216;\ubca0\uc774\ube44\ubd80\uba38&#8217; \uc138\ub300\uc758 \uc740\ud1f4\uac00 \ubcf8\uaca9\ud654\ub418\uba74\uc11c, \uc774\ub4e4\uc758 \uc120\ud0dd\uc774 \uc55e\uc73c\ub85c\uc758 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \ubc29\ud5a5\uc744 \uacb0\uc815\ud560 \uac00\uc7a5 \uc911\uc694\ud55c \ubcc0\uc218\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uce98\ub9ac\ud3ec\ub2c8\uc544 \ubd80\ub3d9\uc0b0 \ud611\ud68c(C.A.R)\uc758 \ud1b5\uacc4 \uc790\ub8cc\ub97c \ubc14\ud0d5\uc73c\ub85c, \uc774 \uc22b\uc790\ub4e4\uc774 \uc6b0\ub9ac\uc5d0\uac8c \ubb34\uc5c7\uc744 \ub9d0\ud574\uc8fc\ub294\uc9c0, \uadf8\ub9ac\uace0 \uc6b0\ub9ac\ub294 \ubb34\uc5c7\uc744 \uc900\ube44\ud574\uc57c \ud558\ub294\uc9c0 30\ub144 \uacbd\ub825\uc758 \uc804\ubb38\uac00 \uc2dc\uc120\uc73c\ub85c \uc54c\uae30 \uc27d\uac8c \ubd84\uc11d\ud574 \ub4dc\ub9bd\ub2c8\ub2e4. \ubd84\uc11d 1: 55\uc138 \uc774\uc0c1 \uc8fc\ud0dd \uc18c\uc720\uc790\uc758 52%\ub294 \ubaa8\uae30\uc9c0\uac00 \uc5c6\ub2e4. \uc778\ud3ec\uadf8\ub798\ud53d\uc5d0 \ub530\ub974\uba74, 55\uc138 \uc774\uc0c1 \uc8fc\ud0dd \uc18c\uc720\uc790\uc758 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":18,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[4],"tags":[7,8,23,24,9],"class_list":["post-17","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-7","tag-8","tag-23","tag-24","tag-9"],"jetpack_publicize_connections":[],"rttpg_featured_image_url":{"full":["http:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/boomer-stats.jpeg",522,725,false],"landscape":["http:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/boomer-stats.jpeg",522,725,false],"portraits":["http:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/boomer-stats.jpeg",522,725,false],"thumbnail":["http:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/boomer-stats-150x150.jpeg",150,150,true],"medium":["http:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/boomer-stats-216x300.jpeg",216,300,true],"large":["http:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/boomer-stats.jpeg",522,725,false],"1536x1536":["http:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/boomer-stats.jpeg",522,725,false],"2048x2048":["http:\/\/uribank.com\/wordpress1\/wp-content\/uploads\/2025\/08\/boomer-stats.jpeg",522,725,false]},"rttpg_author":{"display_name":"info","author_link":"http:\/\/uribank.com\/wordpress1\/author\/info\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"http:\/\/uribank.com\/wordpress1\/category\/%eb%b6%80%eb%8f%99%ec%82%b0-%ec%8b%9c%ec%9e%a5-%eb%b6%84%ec%84%9d\/\" rel=\"category tag\">\ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \ubd84\uc11d<\/a>","rttpg_excerpt":"\ucd5c\uadfc &#8216;\ubca0\uc774\ube44\ubd80\uba38&#8217; \uc138\ub300\uc758 \uc740\ud1f4\uac00 \ubcf8\uaca9\ud654\ub418\uba74\uc11c, \uc774\ub4e4\uc758 \uc120\ud0dd\uc774 \uc55e\uc73c\ub85c\uc758 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \ubc29\ud5a5\uc744 \uacb0\uc815\ud560 \uac00\uc7a5 \uc911\uc694\ud55c \ubcc0\uc218\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uce98\ub9ac\ud3ec\ub2c8\uc544 \ubd80\ub3d9\uc0b0 \ud611\ud68c(C.A.R)\uc758 \ud1b5\uacc4 \uc790\ub8cc\ub97c \ubc14\ud0d5\uc73c\ub85c, \uc774 \uc22b\uc790\ub4e4\uc774 \uc6b0\ub9ac\uc5d0\uac8c \ubb34\uc5c7\uc744 \ub9d0\ud574\uc8fc\ub294\uc9c0, \uadf8\ub9ac\uace0 \uc6b0\ub9ac\ub294 \ubb34\uc5c7\uc744 \uc900\ube44\ud574\uc57c \ud558\ub294\uc9c0 30\ub144 \uacbd\ub825\uc758 \uc804\ubb38\uac00 \uc2dc\uc120\uc73c\ub85c \uc54c\uae30 \uc27d\uac8c \ubd84\uc11d\ud574 \ub4dc\ub9bd\ub2c8\ub2e4. \ubd84\uc11d 1: 55\uc138 \uc774\uc0c1 \uc8fc\ud0dd \uc18c\uc720\uc790\uc758 52%\ub294 \ubaa8\uae30\uc9c0\uac00 \uc5c6\ub2e4. \uc778\ud3ec\uadf8\ub798\ud53d\uc5d0 \ub530\ub974\uba74, 55\uc138 \uc774\uc0c1 \uc8fc\ud0dd \uc18c\uc720\uc790\uc758&hellip;","_links":{"self":[{"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/posts\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/comments?post=17"}],"version-history":[{"count":4,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/posts\/17\/revisions"}],"predecessor-version":[{"id":183,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/posts\/17\/revisions\/183"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/media\/18"}],"wp:attachment":[{"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/media?parent=17"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/categories?post=17"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/tags?post=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}