{"id":364,"date":"2026-04-19T02:35:58","date_gmt":"2026-04-19T02:35:58","guid":{"rendered":"https:\/\/uribank.com\/wordpress1\/2026\/04\/19\/mortgage-without-us-credit-history\/"},"modified":"2026-04-19T02:35:58","modified_gmt":"2026-04-19T02:35:58","slug":"mortgage-without-us-credit-history","status":"publish","type":"post","link":"http:\/\/uribank.com\/wordpress1\/2026\/04\/19\/mortgage-without-us-credit-history\/","title":{"rendered":"\ubbf8\uad6d \uc2e0\uc6a9\uae30\ub85d \uc5c6\ub294 \ubaa8\uae30\uc9c0, \uac00\ub2a5\ud560\uae4c?"},"content":{"rendered":"

\uc9d1\uc744 \uc0b4 \uc900\ube44\ub294 \ub418\uc5b4 \uc788\ub294\ub370, \ub9c9\uc0c1 \ubaa8\uae30\uc9c0 \uc0c1\ub2f4\uc744 \ubc1b\uc73c\uba74 \uccab \uc9c8\ubb38\uc5d0\uc11c \uba48\ucd94\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc2e0\uc6a9\uae30\ub85d \uc5c6\ub294 \ubaa8\uae30\uc9c0\uac00 \uac00\ub2a5\ud55c\uc9c0\ubd80\ud130 \ud655\uc778\ud574\uc57c \ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud2b9\ud788 \ucd5c\uadfc \ubbf8\uad6d\uc5d0 \uc815\ucc29\ud55c \ubd84, \ud55c\uad6d \uc18c\ub4dd\uc774\ub098 \ud574\uc678 \uc790\uc0b0\uc774 \uc788\ub294 \ubd84, \ub610\ub294 \ud604\uae08\ud750\ub984\uc740 \ucda9\ubd84\ud558\uc9c0\ub9cc \ud06c\ub808\ub527 \ud788\uc2a4\ud1a0\ub9ac\uac00 \uc9e7\uc740 \uc790\uc601\uc5c5\uc790\ub77c\uba74 \uc77c\ubc18 \uc740\ud589 \uae30\uc900\uc73c\ub85c\ub294 \ubc14\ub85c \uc2b9\uc778\uc774 \uc5b4\ub835\ub2e4\ub294 \ub9d0\uc744 \ub4e3\uae30 \uc27d\uc2b5\ub2c8\ub2e4.<\/p>\n

\uadf8\ub807\ub2e4\uace0 \uc8fc\ud0dd \uad6c\uc785\uc744 \ubbf8\ub904\uc57c \ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc911\uc694\ud55c \uac83\uc740 “\uc2e0\uc6a9\uae30\ub85d\uc774 \uc5c6\uc73c\uba74 \ubb34\uc870\uac74 \ubd88\uac00”\uac00 \uc544\ub2c8\ub77c, \uc5b4\ub5a4 \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c \uc2ec\uc0ac\ud558\ub290\ub0d0\uc785\ub2c8\ub2e4. \ubbf8\uad6d \ubaa8\uae30\uc9c0\ub294 \ud558\ub098\uc758 \uae30\uc900\uc73c\ub85c\ub9cc \uc6c0\uc9c1\uc774\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc740\ud589\ub9c8\ub2e4, \ud504\ub85c\uadf8\ub7a8\ub9c8\ub2e4, \uadf8\ub9ac\uace0 \ub300\ucd9c\uc744 \uc124\uacc4\ud558\ub294 \ubc29\uc2dd\ub9c8\ub2e4 \uae38\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n

\ubbf8\uad6d \uc2e0\uc6a9\uae30\ub85d \uc5c6\ub294 \ubaa8\uae30\uc9c0, \uc65c \uc77c\ubc18 \uc740\ud589\uc5d0\uc11c\ub294 \uc5b4\ub824\uc6b4\uac00<\/h2>\n

\ub300\ud615 \uc740\ud589\uc774\ub098 \uc804\ud1b5\uc801\uc778 \ucee8\ubca4\uc154\ub110 \uc735\uc790\ub294 \ub300\uccb4\ub85c \ubbf8\uad6d \ub0b4 \ud06c\ub808\ub527 \uc810\uc218\uc640 \uc2e0\uc6a9 \uc774\ub825\uc744 \uc911\uc2ec\uc73c\ub85c \uc704\ud5d8\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \uce74\ub4dc \uc0ac\uc6a9 \uae30\ub85d, \uc790\ub3d9\ucc28 \ud560\ubd80, \uae30\uc874 \uc8fc\ud0dd\uc735\uc790, \ud559\uc790\uae08 \ub300\ucd9c \uac19\uc740 \ub370\uc774\ud130\uac00 \ub204\uc801\ub418\uc5b4\uc57c \uc2ec\uc0ac\uac00 \uc218\uc6d4\ud574\uc9d1\ub2c8\ub2e4. \ubb38\uc81c\ub294 \ubbf8\uad6d\uc5d0 \ub9c9 \ub4e4\uc5b4\uc628 \uacbd\uc6b0 \uc774\ub7f0 \uae30\ub85d \uc790\uccb4\uac00 \uac70\uc758 \uc5c6\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n

\uc2ec\uc0ac \ub2f4\ub2f9\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc18c\ub4dd\uc774 \uc788\uc5b4\ub3c4 “\uc0c1\ud658 \ud328\ud134”\uc744 \ud655\uc778\ud560 \uc790\ub8cc\uac00 \ubd80\uc871\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \ub2e8\uc21c\ud788 \uc5f0\ubd09\uc774 \ub192\ub2e4\uace0 \ubc14\ub85c \uc2b9\uc778\ub418\ub294 \uad6c\uc870\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ud55c\uad6d\uc5d0\uc11c \uafb8\uc900\ud788 \uae08\uc735\uac70\ub798\ub97c \ud588\ub354\ub77c\ub3c4, \ubbf8\uad6d \ud45c\uc900 \uc2dc\uc2a4\ud15c \uc548\uc5d0\uc11c \uc790\ub3d9 \ubc18\uc601\ub418\uc9c0 \uc54a\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc5ec\uae30\uc11c \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc624\ud574\ud558\ub294 \ubd80\ubd84\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9\uc810\uc218\uac00 \ub0ae\uc740 \uac83\uacfc \uc2e0\uc6a9\uae30\ub85d\uc774 \uc5c6\ub294 \uac83\uc740 \ub2e4\ub985\ub2c8\ub2e4. \uc810\uc218\uac00 \ub0ae\ub2e4\ub294 \uac83\uc740 \uc774\ubbf8 \ubbf8\uad6d \ub0b4 \ubd80\ucc44 \uad00\ub9ac \uc774\ub825\uc5d0\uc11c \ub9ac\uc2a4\ud06c\uac00 \ubcf4\uc600\ub2e4\ub294 \ub73b\uc77c \uc218 \uc788\uc9c0\ub9cc, \uae30\ub85d\uc774 \uc5c6\ub2e4\ub294 \uac83\uc740 \ud3c9\uac00 \uc790\ub8cc\uac00 \ubd80\uc871\ud558\ub2e4\ub294 \uc758\ubbf8\uc5d0 \ub354 \uac00\uae5d\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \ud6c4\uc790\uc758 \uacbd\uc6b0\uc5d0\ub294 \ub9de\ub294 \ud504\ub85c\uadf8\ub7a8\ub9cc \ucc3e\uc73c\uba74 \uc758\uc678\ub85c \ud574\uacb0 \uc5ec\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uac00\ub2a5\ud55c \ub300\uc548\uc740 \ubb34\uc5c7\uc778\uac00<\/h2>\n

\ubbf8\uad6d \uc2e0\uc6a9\uae30\ub85d \uc5c6\ub294 \ubaa8\uae30\uc9c0\ub294 \ubcf4\ud1b5 \ud45c\uc900\ud615 \ub300\ucd9c\ubcf4\ub2e4 \uc2ec\uc0ac \ubc29\uc2dd\uc774 \ub354 \uac1c\ubcc4\uc801\uc785\ub2c8\ub2e4. \ub300\ud45c\uc801\uc73c\ub85c\ub294 foreign national loan, ITIN \uae30\ubc18 \ud504\ub85c\uadf8\ub7a8, \uc740\ud589 \uba85\uc138\uc11c \uc911\uc2ec\uc758 \ube44\uc804\ud1b5 \uc18c\ub4dd \uc2ec\uc0ac, \uc790\uc0b0 \uae30\ubc18 \uc2ec\uc0ac \uac19\uc740 \uad6c\uc870\uac00 \ud65c\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n

\uc774\ub7f0 \ud504\ub85c\uadf8\ub7a8\uc740 \uc2e0\uccad\uc790\uc758 \ubbf8\uad6d \ub0b4 \ud06c\ub808\ub527 \ud30c\uc77c\uc774 \uc57d\ud558\ub354\ub77c\ub3c4 \ub2e4\ub978 \uc694\uc18c\ub97c \ub354 \uae4a\uac8c \ubd05\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \ube44\uc728, \uc608\uce58 \uc790\uc0b0 \uaddc\ubaa8, \uc9c1\uc5c5 \uc548\uc815\uc131, \ud574\uc678 \uc18c\ub4dd\uc758 \uc9c0\uc18d\uc131, \ub80c\ud2b8 \ub0a9\ubd80 \uc774\ub825, \uc0ac\uc5c5\uccb4 \ud604\uae08\ud750\ub984, \ubcf4\uc720 \ubd80\ub3d9\uc0b0 \uc218\uc775\uc131 \ub4f1\uc774 \uc911\uc694\ud558\uac8c \uc791\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacb0\uad6d \ud575\uc2ec\uc740 “\ud06c\ub808\ub527\uc774 \uc5c6\ub294\ub370\ub3c4 \uc0c1\ud658\ub2a5\ub825\uc744 \uc5b4\ub5bb\uac8c \uc124\ub4dd\ub825 \uc788\uac8c \ubcf4\uc5ec\uc904 \uc218 \uc788\ub290\ub0d0”\uc785\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc740 \uc11c\ub958 \uc900\ube44\uc640 \ub300\ucd9c \uad6c\uc870 \uc124\uacc4\uac00 \uc808\ubc18 \uc774\uc0c1\uc785\ub2c8\ub2e4. \uac19\uc740 \uace0\uac1d\uc774\ub77c\ub3c4 \uc5b4\ub5a4 \ub80c\ub354\uc640 \uc5b4\ub5a4 \ud504\ub85c\uadf8\ub7a8\uc744 \uc5f0\uacb0\ud558\ub290\ub0d0\uc5d0 \ub530\ub77c \uacb0\uacfc\uac00 \ud06c\uac8c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

Foreign National \ubaa8\uae30\uc9c0\uac00 \ub9de\ub294 \uacbd\uc6b0<\/h3>\n

\ubbf8\uad6d \uc2dc\ubbfc\uad8c\uc790\ub098 \uc601\uc8fc\uad8c\uc790\uac00 \uc544\ub2c8\uace0, \ubbf8\uad6d \uac70\uc8fc \uc774\ub825\uc774 \uc9e7\uac70\ub098 \ud55c\uad6d \uae30\ubc18 \uc18c\ub4dd\uc774 \uc911\uc2ec\uc774\ub77c\uba74 foreign national \ud504\ub85c\uadf8\ub7a8\uc774 \ud604\uc2e4\uc801\uc778 \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \ubbf8\uad6d \uc138\uae08\ubcf4\uace0 \ubc29\uc2dd\uc774\ub098 \ud06c\ub808\ub527 \uc810\uc218\ubcf4\ub2e4 \ud574\uc678 \uc18c\ub4dd \uc99d\ube59, \uc790\uc0b0 \ubcf4\uc720 \ud604\ud669, \uc5ec\uad8c \ubc0f \ube44\uc790 \uc0c1\ud0dc, \ubbf8\uad6d \ub0b4 \uad6c\uc785 \ubaa9\uc801\uc774 \ub354 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\ub2e4\ub9cc \uc774\ub7f0 \ub300\ucd9c\uc740 \ubcf4\ud1b5 \uc77c\ubc18 \ucee8\ubca4\uc154\ub110\ubcf4\ub2e4 \uae08\ub9ac\uac00 \ub192\uc744 \uc218 \uc788\uace0, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc694\uad6c\uce58\ub3c4 \ub354 \ud070 \ud3b8\uc785\ub2c8\ub2e4. \ub300\uc2e0 \ubbf8\uad6d \ub0b4 \uc2e0\uc6a9\uae30\ub85d \ubd80\uc871 \uc790\uccb4\uac00 \uc808\ub300\uc801\uc778 \uac70\uc808 \uc0ac\uc720\uac00 \ub418\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc740\ud589 \uba85\uc138\uc11c \ud504\ub85c\uadf8\ub7a8\uc774 \ub9de\ub294 \uacbd\uc6b0<\/h3>\n

\uc790\uc601\uc5c5\uc790, \ud504\ub9ac\ub79c\uc11c, \ucee4\ubbf8\uc158 \uae30\ubc18 \uc9c1\uc885\uc740 \uc138\uae08\ubcf4\uace0\uc0c1 \uc21c\uc774\uc775\uc774 \ub0ae\uac8c \uc7a1\ud788\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc774\ub7f4 \ub54c\ub294 \uc138\uae08\ubcf4\uace0\uc11c\ub9cc \ubcf4\uba74 \uc18c\ub4dd\uc774 \ubd80\uc871\ud574 \ubcf4\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589 \uba85\uc138\uc11c \ud504\ub85c\uadf8\ub7a8\uc740 \uc2e4\uc81c \uc785\uae08 \ud750\ub984\uc744 \uae30\uc900\uc73c\ub85c \uc6d4\uc18c\ub4dd\uc744 \uc0b0\uc815\ud558\ub294 \ubc29\uc2dd\uc774\uc5b4\uc11c, \uc2e0\uc6a9\uae30\ub85d\uc774 \uc9e7\uace0 \uc804\ud1b5\uc801\uc778 W-2 \uc18c\ub4dd\uc774 \uc5c6\ub294 \uace0\uac1d\uc5d0\uac8c \uc720\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubb3c\ub860 \ubaa8\ub4e0 \uc785\uae08\uc774 \uc804\ubd80 \uc18c\ub4dd\uc73c\ub85c \uc778\uc815\ub418\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \uc0ac\uc5c5 \uad00\ub828 \ube44\uc6a9, \uc77c\ud68c\uc131 \uc785\uae08, \uac1c\uc778 \uac04 \uc774\uccb4 \ub4f1\uc740 \uc870\uc815\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uc0ac\uc804\uc5d0 \uad6c\uc870\ub97c \uc815\ud655\ud788 \ubd84\uc11d\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uc790\uc0b0 \uae30\ubc18 \uc2ec\uc0ac\uac00 \ub9de\ub294 \uacbd\uc6b0<\/h3>\n

\uc18c\ub4dd \uc2e0\uace0\ub294 \ub2e8\uc21c\ud558\uc9c0 \uc54a\uc9c0\ub9cc \ud604\uae08\uc131 \uc790\uc0b0, \ud22c\uc790\uacc4\uc88c, \uc608\uae08, \ud574\uc678 \uae08\uc735\uc790\uc0b0\uc774 \ucda9\ubd84\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc790\uc0b0\uc744 \ubc14\ud0d5\uc73c\ub85c \uc0c1\ud658\ub2a5\ub825\uc744 \uacc4\uc0b0\ud558\ub294 \ubc29\uc2dd\ub3c4 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc740\ud1f4 \uc608\uc815\uc790, \uc0ac\uc5c5 \ub9e4\uac01 \ud6c4 \ud604\uae08 \ubcf4\uc720\uc790, \ud22c\uc790 \uc911\uc2ec \uace0\uac1d\uc5d0\uac8c \ud2b9\ud788 \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n

\uc774 \ubc29\uc2dd\uc740 \ub9e4\uc6d4 \uae09\uc5ec\uac00 \ub69c\ub837\ud558\uc9c0 \uc54a\uc544\ub3c4 \uc790\uc0b0 \uaddc\ubaa8\uac00 \ucda9\ubd84\ud558\uba74 \uc2ec\uc0ac\uac00 \uac00\ub2a5\ud558\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\ub300\ub85c \uc790\uc0b0\uc774 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ubbfc\uac10\ud558\uac70\ub098 \ucd9c\ucc98\uac00 \ubd88\uba85\ud655\ud558\uba74 \ucd94\uac00 \ud655\uc778\uc774 \ub9ce\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc5b4\ub5a4 \uc11c\ub958\ub97c \uc900\ube44\ud574\uc57c \uc2b9\uc778 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc9c0\ub098<\/h2>\n

\uc2e0\uc6a9\uae30\ub85d\uc774 \uc57d\ud560\uc218\ub85d \uc11c\ub958\uc758 \uc644\uc131\ub3c4\uac00 \ub354 \uc911\uc694\ud569\ub2c8\ub2e4. \ubbf8\uad6d \uc2e0\uc6a9\uae30\ub85d \uc5c6\ub294 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac\uc5d0\uc11c\ub294 \ub2e8\uc21c\ud788 \ub9ce\uc774 \ub0b4\ub294 \uac83\ubcf4\ub2e4, \uc0c1\ud658\ub2a5\ub825\uc744 \ub17c\ub9ac\uc801\uc73c\ub85c \ubcf4\uc5ec\uc8fc\ub294 \uc790\ub8cc\ub97c \uc815\ub9ac\ud574 \uc81c\ucd9c\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\ubcf4\ud1b5\uc740 \uc5ec\uad8c, \ube44\uc790 \ub610\ub294 \uccb4\ub958 \uad00\ub828 \uc11c\ub958, \ucd5c\uadfc \uc740\ud589 \uba85\uc138\uc11c, \uc790\uc0b0 \uc99d\ube59, \uc18c\ub4dd \uc99d\ube59, \uc7ac\uc9c1 \ub610\ub294 \uc0ac\uc5c5 \uc6b4\uc601 \uc99d\ube59, \uc138\uae08\ubcf4\uace0\uc11c, \ubd80\ub3d9\uc0b0 \uacc4\uc57d\uc11c \ub4f1\uc774 \uae30\ubcf8 \ucd95\uc774 \ub429\ub2c8\ub2e4. \uc5ec\uae30\uc5d0 \ub530\ub77c \ud574\uc678 \uc18c\ub4dd \uc790\ub8cc, \ud55c\uad6d \uc740\ud589\uc794\uace0 \uc99d\uba85, \uc0ac\uc5c5\uccb4 \ub77c\uc774\uc120\uc2a4, CPA \ub808\ud130, \ub80c\ud2b8 \ub0a9\ubd80 \ub0b4\uc5ed\uc774 \ucd94\uac00\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc11c\ub958\uc5d0\uc11c \uc790\uc8fc \ubb38\uc81c\uac00 \ub418\ub294 \ubd80\ubd84\uc740 \ubc88\uc5ed\uacfc \uc77c\uad00\uc131\uc785\ub2c8\ub2e4. \uc794\uace0\uc99d\uba85\uc740 \ud070\ub370 \uacc4\uc88c \ud750\ub984 \uc124\uba85\uc774 \ubd80\uc871\ud558\uac70\ub098, \uc0ac\uc5c5\uccb4 \uc785\uae08\uc740 \ub9ce\uc740\ub370 \uc138\uae08\ubcf4\uace0 \uad6c\uc870\uc640 \uc5f0\uacb0\uc774 \uc548 \ub418\uba74 \uc2ec\uc0ac \uc2dc\uac04\uc774 \uae38\uc5b4\uc9d1\ub2c8\ub2e4. \ud2b9\ud788 \ud574\uc678 \uc790\uc0b0\uc744 \ud65c\uc6a9\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc790\uae08 \ucd9c\ucc98\uc640 \uc1a1\uae08 \uacc4\ud68d\uae4c\uc9c0 \ubbf8\ub9ac \uc124\uba85\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc640 \uae08\ub9ac\ub294 \uc5b4\ub290 \uc815\ub3c4\ub97c \uc0dd\uac01\ud574\uc57c \ud558\ub098<\/h2>\n

\ub9ce\uc740 \uace0\uac1d\uc774 \uac00\uc7a5 \uba3c\uc800 \ubb3b\ub294 \uc9c8\ubb38\uc774 \uc774 \ubd80\ubd84\uc785\ub2c8\ub2e4. \ud604\uc2e4\uc801\uc73c\ub85c \ub9d0\ud558\uba74, \ubbf8\uad6d \uc2e0\uc6a9\uae30\ub85d \uc5c6\ub294 \ubaa8\uae30\uc9c0\ub294 \uc77c\ubc18\uc801\uc778 \ud504\ub77c\uc784 \ub300\ucd9c\ubcf4\ub2e4 \uc870\uac74\uc774 \ub354 \ubcf4\uc218\uc801\uc77c \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4. \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub294 \ub354 \ub192\uac8c \uc694\uad6c\ub420 \uc218 \uc788\uace0, \uae08\ub9ac\ub3c4 \ub9ac\uc2a4\ud06c\ub97c \ubc18\uc601\ud574 \ub192\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud558\uc9c0\ub9cc \uc5ec\uae30\uc11c \uc911\uc694\ud55c \uac83\uc740 \ud45c\uba74 \uae08\ub9ac\ub9cc \ubcf4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc804\uccb4 \uad6c\uc870\ub97c \ubcf4\ub294 \uc77c\uc785\ub2c8\ub2e4. \ucd08\uae30 \uc790\uae08 \ubd80\ub2f4\uc744 \uc5b4\ub290 \uc815\ub3c4 \uac10\uc218\ud558\uba74 \uc6d0\ud558\ub294 \uc9c0\uc5ed\uc5d0\uc11c \uba3c\uc800 \ub9e4\uc785\uc774 \uac00\ub2a5\ud55c\uc9c0, 1-2\ub144 \ub4a4 \ubbf8\uad6d \uc2e0\uc6a9\uae30\ub85d\uc774 \ud615\uc131\ub418\uba74 \ub9ac\ud30c\uc774\ub0b8\uc2a4\ub85c \uc870\uac74 \uac1c\uc120\uc774 \uac00\ub2a5\ud55c\uc9c0\uae4c\uc9c0 \ud568\uaed8 \ubd10\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uc989, \uc9c0\uae08 \ubc1b\ub294 \ub300\ucd9c\uc774 \ucd5c\uc885 \ub2f5\uc774 \uc544\ub2d0 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucc98\uc74c\uc5d0\ub294 \ube44\uc804\ud1b5 \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c \ub4e4\uc5b4\uac00\uace0, \uc774\ud6c4 \ud06c\ub808\ub527\uacfc \uc138\uae08\ubcf4\uace0 \uc774\ub825\uc774 \uc313\uc774\uba74 \ub354 \uc88b\uc740 \uc870\uac74\uc73c\ub85c \uac08\uc544\ud0c0\ub294 \uc804\ub7b5\ub3c4 \uc790\uc8fc \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n

\uc2b9\uc778 \uac00\ub2a5\uc131\uc744 \ub192\uc774\ub294 \uc2e4\uc81c \uc811\uadfc\ubc95<\/h2>\n

\uc774 \ubd84\uc57c\uc5d0\uc11c\ub294 \ubb34\uc791\uc815 \uc5ec\ub7ec \uad70\ub370\uc5d0 \uc2e0\uccad\ud558\ub294 \ubc29\uc2dd\uc774 \uc624\ud788\ub824 \ubd88\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud504\ub85c\uadf8\ub7a8 \uc801\ud569\uc131 \uc5c6\uc774 \uc11c\ub958\ub9cc \ub358\uc9c0\uba74 \uc2dc\uac04\ub9cc \uc9c0\uccb4\ub418\uace0, \uac70\ub798 \uc77c\uc815\uc774 \uaf2c\uc77c \uc704\ud5d8\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uba3c\uc800 \uc790\uc2e0\uc758 \uc2e0\ubd84 \uc0c1\ud0dc, \uc18c\ub4dd \uad6c\uc870, \uc790\uc0b0 \uc704\uce58, \ub9e4\uc785 \ubaa9\uc801\uc774 \uc5b4\ub514\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0 \uc815\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uc2e4\uac70\uc8fc\uc6a9 \uc8fc\ud0dd\uc778\uc9c0 \ud22c\uc790\uc6a9\uc778\uc9c0\uc5d0 \ub530\ub77c \uc811\uadfc\uc774 \ub2ec\ub77c\uc9c0\uace0, \ubbf8\uad6d \uc18c\ub4dd \uc911\uc2ec\uc778\uc9c0 \ud574\uc678 \uc18c\ub4dd \uc911\uc2ec\uc778\uc9c0\uc5d0 \ub530\ub77c\uc11c\ub3c4 \uac00\ub2a5\ud55c \ub80c\ub354 \ud480\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc790\uc601\uc5c5\uc790\ub294 \uc785\uae08 \ud750\ub984 \ubd84\uc11d\uc774 \uba3c\uc800\uace0, \ud574\uc678 \uac70\uc8fc\uc790\ub294 \uc1a1\uae08 \uac00\ub2a5 \uc790\uae08\uacfc \uc790\uc0b0 \ucd9c\ucc98 \uc815\ub9ac\uac00 \uba3c\uc800\uc785\ub2c8\ub2e4.<\/p>\n

\ub610 \ud558\ub098 \ub193\uce58\uae30 \uc26c\uc6b4 \ubd80\ubd84\uc740 \uc608\ube44\uc2ec\uc0ac\uc785\ub2c8\ub2e4. \ub9e4\ubb3c \uc624\ud37c\ub97c \ub123\uae30 \uc804\uc5d0 \uc5b4\ub290 \uc815\ub3c4 \ub300\ucd9c \uac00\ub2a5 \ubc94\uc704\uc640 \ud544\uc694\ud55c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \ud655\uc778\ud574 \ub450\uba74, \uacc4\uc57d \ud6c4 \uae09\ud558\uac8c \uc11c\ub958\ub97c \ub9de\ucd94\ub2e4\uac00 \uc870\uac74\uc774 \ud754\ub4e4\ub9ac\ub294 \uc77c\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. URI Financial Inc.\ucc98\ub7fc \ub2e4\uc591\ud55c \ud504\ub85c\uadf8\ub7a8\uc744 \ube44\uad50\ud574 \ub9de\ucda4\ud615\uc73c\ub85c \uc5f0\uacb0\ud558\ub294 \uad6c\uc870\uc758 \uc0c1\ub2f4\uc774 \ud544\uc694\ud55c \uc774\uc720\ub3c4 \uc5ec\uae30\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

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\uc2e0\uc6a9\uae30\ub85d\uc774 \uc5c6\ub2e4\uace0 \ud574\ub3c4 \ubaa8\ub4e0 \ucf00\uc774\uc2a4\uc758 \ub09c\uc774\ub3c4\uac00 \uac19\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc785\uad6d \ud6c4 \uc18c\ub4dd\uc740 \uc548\uc815\uc801\uc774\uc9c0\ub9cc \uacc4\uc88c \uc774\ub825\uc774 \uc9e7\uc740 \uacbd\uc6b0\ub294 \ube44\uad50\uc801 \ud480\uae30 \uc26c\uc6b4 \ud3b8\uc785\ub2c8\ub2e4. \ubc18\uba74 \ud574\uc678 \uc18c\ub4dd \ube44\uc911\uc774 \ub192\uace0 \uc790\uae08 \uc774\ub3d9\uc774 \ubcf5\uc7a1\ud558\uac70\ub098, \uc0ac\uc5c5 \uc18c\ub4dd\uacfc \uac1c\uc778 \uc18c\ub4dd\uc774 \uc11e\uc5ec \uc788\ub294 \uacbd\uc6b0\ub294 \uc0ac\uc804 \uc815\ub9ac\uac00 \ud6e8\uc52c \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\ucf58\ub3c4 \uad6c\uc785\uc778\uc9c0 \ub2e8\ub3c5\uc8fc\ud0dd \uad6c\uc785\uc778\uc9c0, \ubcf8\uc778 \uac70\uc8fc\uc778\uc9c0 \uc138\ucee8\ub4dc\ud648\uc778\uc9c0, \ud22c\uc790\uc6a9 \ub80c\ud0c8\uc778\uc9c0\ub3c4 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4. \uc77c\ubd80 \ud504\ub85c\uadf8\ub7a8\uc740 \ud22c\uc790\uc6a9 \ubd80\ub3d9\uc0b0\uc5d0 \ub354 \uc720\ub9ac\ud558\uace0, \uc77c\ubd80\ub294 \uc2e4\uac70\uc8fc\uc6a9\uc5d0\uc11c\ub9cc \uc870\uac74\uc774 \ub098\uc544\uc9d1\ub2c8\ub2e4. \uadf8\ub798\uc11c \ub204\uac00 “\ub41c\ub2e4” \ub610\ub294 “\uc548 \ub41c\ub2e4”\uace0 \ub2e8\uc815\uc801\uc73c\ub85c \ub9d0\ud558\ub294 \ub2f5\ubcc0\uc740 \uc870\uc2ec\ud574\uc11c \ub4e4\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ubaa8\uae30\uc9c0\ub294 \uacb0\uad6d \ub514\ud14c\uc77c\uc758 \uac8c\uc784\uc785\ub2c8\ub2e4.<\/p>\n

\uba3c\uc800 \ubd10\uc57c \ud560 \uae30\uc900\uc740 \uc2e0\uc6a9\uc810\uc218\ubcf4\ub2e4 \uc801\ud569\uc131\uc785\ub2c8\ub2e4<\/h2>\n

\ubbf8\uad6d\uc5d0\uc11c \uc2e0\uc6a9\uae30\ub85d\uc774 \uc5c6\ub2e4\ub294 \uc774\uc720\ub9cc\uc73c\ub85c \uc9d1 \uad6c\uc785 \uacc4\ud68d\uc744 \uc811\uc744 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc804\ud1b5 \uc740\ud589 \uae30\uc900\ub9cc \ubcf4\uace0 \ud310\ub2e8\ud558\uba74 \uac00\ub2a5\uc131\uc744 \ub193\uce58\uae30 \uc27d\uc2b5\ub2c8\ub2e4. \uc911\uc694\ud55c \uac83\uc740 \ub0b4 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ud504\ub85c\uadf8\ub7a8\uc744 \ucc3e\uace0, \uc2ec\uc0ac\uc790\uac00 \uc774\ud574\ud558\uae30 \uc26c\uc6b4 \ud615\ud0dc\ub85c \uc18c\ub4dd\uacfc \uc790\uc0b0\uc744 \uc815\ub9ac\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\uc9d1\uc744 \uc0ac\ub294 \ud0c0\uc774\ubc0d\uc740 \uc2dc\uc7a5\ub9cc \ubcf4\uace0 \uacb0\uc815\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubcf8\uc778\uc758 \uccb4\ub958 \uc0c1\ud0dc, \uc790\uae08 \uc900\ube44, \uc18c\ub4dd \uc785\uc99d \ubc29\uc2dd, \ud5a5\ud6c4 \ub9ac\ud30c\uc774\ub0b8\uc2a4 \uac00\ub2a5\uc131\uae4c\uc9c0 \ud568\uaed8 \ubd10\uc57c \ub354 \uc548\uc804\ud55c \uacb0\uc815\uc774 \ub429\ub2c8\ub2e4. \uc9c0\uae08 \ub2f9\uc7a5 \uc644\ubcbd\ud55c \ud06c\ub808\ub527\uc774 \uc5c6\ub354\ub77c\ub3c4, \uad6c\uc870\ub97c \uc798 \uc7a1\uc73c\uba74 \ucda9\ubd84\ud788 \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

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