{"id":417,"date":"2026-07-30T01:49:16","date_gmt":"2026-07-30T01:49:16","guid":{"rendered":"https:\/\/uribank.com\/wordpress1\/2026\/07\/30\/home-purchase-loan-process-after-contract\/"},"modified":"2026-07-30T01:49:16","modified_gmt":"2026-07-30T01:49:16","slug":"home-purchase-loan-process-after-contract","status":"publish","type":"post","link":"http:\/\/uribank.com\/wordpress1\/2026\/07\/30\/home-purchase-loan-process-after-contract\/","title":{"rendered":"\uc8fc\ud0dd\uad6c\ub9e4 \uacc4\uc57d\ud6c4 \ub300\ucd9c \uc808\ucc28\uc5d0\uc11c \ud074\ub85c\uc9d5\uae4c\uc9c0 \ud655\uc778\ud560 8\uac00\uc9c0"},"content":{"rendered":"

\ub9e4\ub3c4\uc778\uacfc \ub9e4\uc218\uc778\uc774 \uacc4\uc57d\uc11c\uc5d0 \uc11c\uba85\ud55c \uc21c\uac04, \uc9d1\uc744 \uc0c0\ub2e4\uace0 \uc548\uc2ec\ud558\uae30\uc5d0\ub294 \uc774\ub985\ub2c8\ub2e4. \ubbf8\uad6d \uc8fc\ud0dd \uac70\ub798\ub294 \uacc4\uc57d \uc774\ud6c4\ubd80\ud130 \ub300\ucd9c \uc2ec\uc0ac, \uac10\uc815, \ubcf4\ud5d8, \ud0c0\uc774\ud2c0, \ud074\ub85c\uc9d5 \uc790\uae08 \uc900\ube44\uac00 \ub3d9\uc2dc\uc5d0 \uc9c4\ud589\ub429\ub2c8\ub2e4. \uc8fc\ud0dd\uad6c\ub9e4 \uacc4\uc57d\ud6c4 \ub300\ucd9c \uc808\ucc28<\/strong>\ub97c \uc815\ud655\ud788 \uc774\ud574\ud558\uba74 \uacc4\uc57d \ud574\uc81c \uc704\ud5d8, \ud074\ub85c\uc9d5 \uc9c0\uc5f0, \uc608\uc0c1\ubcf4\ub2e4 \ud070 \ud604\uae08 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud2b9\ud788 \uc790\uc601\uc5c5\uc790, \ud504\ub9ac\ub79c\uc11c, \uc2e0\uaddc \uc774\ubbfc\uc790, \ud574\uc678 \uc18c\ub4dd \ubcf4\uc720\uc790, \ud22c\uc790\uc6a9 \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub294 \uc11c\ub958 \ud655\uc778 \uacfc\uc815\uc774 \ub354 \uae38\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uc744 \uba3c\uc800 \uccb4\uacb0\ud55c \ub4a4 \ub300\ucd9c \uac00\ub2a5\uc131\uc744 \ud655\uc778\ud558\ub294 \ubc29\uc2dd\uc740 \uc704\ud5d8\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc774\uc0c1\uc801\uc778 \uc21c\uc11c\ub294 \uc0ac\uc804\uc2b9\uc778 \ud6c4 \uc8fc\ud0dd\uc744 \ucc3e\uace0 \uacc4\uc57d \uc9c1\ud6c4 \uc815\uc2dd \ub300\ucd9c \uc2ec\uc0ac\ub97c \uc2dc\uc791\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

1. \uacc4\uc57d\uc11c\uc758 \ub300\ucd9c \uc870\uac74\uacfc \ub9c8\uac10\uc77c\uc744 \uba3c\uc800 \ud655\uc778\ud569\ub2c8\ub2e4<\/h2>\n

\uad6c\ub9e4 \uacc4\uc57d\uc11c\uc5d0\ub294 \ub300\ucd9c\uacfc \uad00\ub828\ub41c \uc5ec\ub7ec \ub9c8\uac10\uc77c\uc774 \ub4e4\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ud45c\uc801\uc73c\ub85c Earnest Money Deposit \ub0a9\ubd80\uc77c, Loan Contingency \uae30\ud55c, Appraisal Contingency \uae30\ud55c, Inspection \uae30\uac04, \ud074\ub85c\uc9d5 \uc608\uc815\uc77c\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub0a0\uc9dc\ub294 \ub2e8\uc21c\ud55c \ud589\uc815 \uc77c\uc815\uc774 \uc544\ub2c8\ub77c \ub9e4\uc218\uc778\uc758 \uacc4\uc57d\uc0c1 \uad8c\ub9ac\ub97c \uacb0\uc815\ud558\ub294 \uae30\uc900\uc785\ub2c8\ub2e4.<\/p>\n

Loan Contingency\ub294 \uc815\ud574\uc9c4 \uae30\uac04 \uc548\uc5d0 \ub300\ucd9c \uc2b9\uc778\uc744 \ubc1b\uc9c0 \ubabb\ud588\uc744 \ub54c \uacc4\uc57d\uae08 \uc190\uc2e4 \uc5c6\uc774 \uacc4\uc57d\uc744 \ucca0\ud68c\ud560 \uc218 \uc788\ub3c4\ub85d \ubcf4\ud638\ud558\ub294 \uc870\ud56d\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ubcf4\ud638 \ubc94\uc704\uc640 \uae30\ud55c\uc740 \uc8fc(State), \uacc4\uc57d \uc591\uc2dd, \ud611\uc0c1 \uc870\uac74\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uacbd\uc7c1\uc774 \uce58\uc5f4\ud55c \uc9c0\uc5ed\uc5d0\uc11c\ub294 \ub9e4\uc218\uc778\uc774 \ub300\ucd9c \ub610\ub294 \uac10\uc815 \uc870\uac74\uc744 \uc57d\ud654\uc2dc\ud0a4\uac70\ub098 \ud3ec\uae30\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc9c0\ub9cc, \ucda9\ubd84\ud55c \ud604\uae08 \uc5ec\ub825\uacfc \uc2b9\uc778 \uac00\ub2a5\uc131 \uac80\ud1a0 \uc5c6\uc774 \uc774\ub97c \uc120\ud0dd\ud558\uba74 \ud070 \uc704\ud5d8\uc774 \ub530\ub985\ub2c8\ub2e4.<\/p>\n

\uacc4\uc57d\uc11c\uc5d0 \uc11c\uba85\ud55c \ub2f9\uc77c \ub610\ub294 \ub2e4\uc74c \uc601\uc5c5\uc77c\uc5d0\ub294 \ub300\ucd9c \ub2f4\ub2f9\uc790\uc5d0\uac8c \uc644\uc131\ub41c \uacc4\uc57d\uc11c\uc640 \ubaa8\ub4e0 \ubd80\uc18d \uc11c\ub958\ub97c \uc804\ub2ec\ud574\uc57c \ud569\ub2c8\ub2e4. \ud310\ub9e4 \uac00\uaca9, \uc8fc\uc18c, \uc140\ub7ec \ud06c\ub808\ub527, \ud074\ub85c\uc9d5 \ub0a0\uc9dc, \uac10\uc815 \uc870\uac74, \ucf58\ub3c4 \ub610\ub294 HOA \uc5ec\ubd80\ub294 \ub300\ucd9c \uad6c\uc870\uc640 \ucd5c\uc885 \ube44\uc6a9\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

2. \uc815\uc2dd \ub860 \uc2e0\uccad\uacfc \uc11c\ub958 \uc5c5\ub370\uc774\ud2b8\ub97c \uc9c4\ud589\ud569\ub2c8\ub2e4<\/h2>\n

\uc0ac\uc804\uc2b9\uc778\uc740 \ucd9c\ubc1c\uc810\uc774\uc9c0 \ucd5c\uc885 \uc2b9\uc778\uc11c\uac00 \uc544\ub2d9\ub2c8\ub2e4. \uacc4\uc57d \ud6c4\uc5d0\ub294 \ud574\ub2f9 \ubd80\ub3d9\uc0b0\uacfc \ucd5c\uc2e0 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \ubc18\uc601\ud55c \uc815\uc2dd \ub300\ucd9c \uc2e0\uccad\uc774 \uc9c4\ud589\ub429\ub2c8\ub2e4. \uc774\ub54c \uc2e0\uc6a9\uc870\ud68c, \uc18c\ub4dd, \uc790\uc0b0, \uace0\uc6a9 \uc0c1\ud0dc, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \ucd9c\ucc98, \ubd80\ucc44 \ube44\uc728\uc744 \ub2e4\uc2dc \uac80\ud1a0\ud569\ub2c8\ub2e4.<\/p>\n

\ub300\ucd9c\uae30\uad00\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ucd5c\uadfc \uae09\uc5ec \uba85\uc138\uc11c, \ucd5c\uadfc 2\ub144 \uc138\uae08\ubcf4\uace0\uc11c\uc640 W-2 \ub610\ub294 1099, \ucd5c\uadfc \uc740\ud589 \uba85\uc138\uc11c, \uc2e0\ubd84 \ubc0f \uccb4\ub958 \uc2e0\ubd84 \uc11c\ub958\ub97c \uc694\uccad\ud569\ub2c8\ub2e4. \uc790\uc601\uc5c5\uc790\ub294 \uc0ac\uc5c5\uccb4 \uc138\uae08\ubcf4\uace0\uc11c, Profit and Loss Statement, \uc0ac\uc5c5\uccb4 \uc740\ud589 \uba85\uc138\uc11c, CPA \ud655\uc778\uc11c \ub4f1\uc774 \ucd94\uac00\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud574\uc678 \uad6d\uc801\uc790\ub098 Foreign National \ud504\ub85c\uadf8\ub7a8 \ub300\uc0c1\uc790\ub294 \uc5ec\uad8c, \ud574\uc678 \uc8fc\uc18c \uc99d\ube59, \ud574\uc678 \uc740\ud589 \uc790\uc0b0 \uc790\ub8cc, \ubbf8\uad6d \ub0b4 \ud22c\uc790 \ubaa9\uc801\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc11c\ub958\uac00 \uc911\uc694\ud574\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774 \ub2e8\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud53c\ud574\uc57c \ud560 \uc77c\uc740 \uc0c8 \uc790\ub3d9\ucc28 \ud560\ubd80, \uc2e0\uc6a9\uce74\ub4dc \uc794\uc561 \uc99d\uac00, \uc0ac\uc5c5\uccb4 \uba85\uc758\uc758 \ud070 \uc9c0\ucd9c, \uacc4\uc88c \uac04 \uc124\uba85\ub418\uc9c0 \uc54a\ub294 \uc790\uae08 \uc774\ub3d9\uc785\ub2c8\ub2e4. \ub300\ucd9c \uc2ec\uc0ac \uc911 \uc2e0\uc6a9\uc810\uc218\uc640 \ubd80\ucc44 \ube44\uc728\uc774 \ub2ec\ub77c\uc9c0\uba74 \uc2b9\uc778 \uc870\uac74\ub3c4 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9c1\uc7a5\uc744 \uc62e\uae30\uac70\ub098 \uae09\uc5ec \uad6c\uc870\uac00 \ubc14\ub00c\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \ub300\ucd9c \ub2f4\ub2f9\uc790\uc5d0\uac8c \uc989\uc2dc \uc54c\ub824\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc790\uae08\uc740 \ucd9c\ucc98\uae4c\uc9c0 \uc124\uba85\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4<\/h3>\n

\uacc4\uc88c\uc5d0 \ub3c8\uc774 \uc788\ub2e4\ub294 \uc0ac\uc2e4\ub9cc\uc73c\ub85c \ucda9\ubd84\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ub300\ucd9c \uc2ec\uc0ac\uc5d0\uc11c\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc640 \ud074\ub85c\uc9d5 \ube44\uc6a9\uc5d0 \uc0ac\uc6a9\ud560 \uc790\uae08\uc774 \ubcf8\uc778 \uc790\uc0b0\uc778\uc9c0, \uc5b8\uc81c \uc785\uae08\ub418\uc5c8\ub294\uc9c0, \uc0c1\ud658 \uc758\ubb34\uac00 \uc788\ub294 \ub3c8\uc778\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. \uac11\uc790\uae30 \ud070 \uae08\uc561\uc774 \uc785\uae08\ub418\uc5c8\ub2e4\uba74 \uae09\uc5ec, \ubd80\ub3d9\uc0b0 \ub9e4\uac01, \ud22c\uc790\uae08 \ud68c\uc218, \ubcf4\ub108\uc2a4, \uc99d\uc5ec \ub4f1 \ucd9c\ucc98\ub97c \uc785\uc99d\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uac00\uc871 \uc99d\uc5ec\ub97c \uc0ac\uc6a9\ud560 \uacbd\uc6b0\uc5d0\ub294 Gift Letter, \uc99d\uc5ec\uc790\uc758 \uacc4\uc88c \ub0b4\uc5ed, \uc1a1\uae08 \uae30\ub85d \ub4f1 \ud504\ub85c\uadf8\ub7a8\ubcc4 \uc694\uad6c \uc11c\ub958\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uae08\uc73c\ub85c \ubcf4\uad00\ud558\ub358 \uc790\uae08\uc744 \uacc4\uc57d \uc9c1\uc804\uc5d0 \uc740\ud589\uc5d0 \uc785\uae08\ud558\ub294 \ubc29\uc2dd\uc740 \ucd9c\ucc98 \uc785\uc99d\uc744 \uc5b4\ub835\uac8c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud070 \uae08\uc561\uc758 \uc774\ub3d9\uc774\ub098 \uc99d\uc5ec \uacc4\ud68d\uc774 \uc788\ub2e4\uba74 \uba3c\uc800 \ub2f4\ub2f9\uc790\uc640 \uc0c1\uc758\ud55c \ud6c4 \uc9c4\ud589\ud558\ub294 \ud3b8\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n

3. Loan Estimate\ub85c \uae08\ub9ac\uc640 \ube44\uc6a9 \uad6c\uc870\ub97c \ube44\uad50\ud569\ub2c8\ub2e4<\/h2>\n

\ub300\ucd9c \uc2e0\uccad \ud6c4 \ud544\uc694\ud55c \uc815\ubcf4\uac00 \uac16\ucdb0\uc9c0\uba74 \ub300\ucd9c\uae30\uad00\uc740 \uc77c\ubc18\uc801\uc73c\ub85c Loan Estimate\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \ubb38\uc11c\uc5d0\ub294 \uc608\uc0c1 \uc774\uc790\uc728, \uc6d4 \uc6d0\ub9ac\uae08, \ubaa8\uae30\uc9c0 \ubcf4\ud5d8, \uc608\uc0c1 \uc138\uae08 \ubc0f \ubcf4\ud5d8 \uc5d0\uc2a4\ud06c\ub85c, \ub300\ucd9c \ube44\uc6a9, \ud0c0\uc774\ud2c0 \ubc0f \uc81c3\uc790 \ube44\uc6a9, \ud074\ub85c\uc9d5\uc5d0 \ud544\uc694\ud55c \ud604\uae08\uc774 \uc815\ub9ac\ub429\ub2c8\ub2e4.<\/p>\n

\uc5ec\uae30\uc11c \uac00\uc7a5 \uba3c\uc800 \ubcfc \ud56d\ubaa9\uc740 \uae08\ub9ac\ub9cc\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uae08\ub9ac\uac00 \ub0ae\uc544\ub3c4 \ud3ec\uc778\ud2b8 \ube44\uc6a9\uc774 \ub192\uc744 \uc218 \uc788\uace0, \uc6d4 \ub0a9\ubd80\uc561\uc774 \ub0ae\uc544\ub3c4 \ubaa8\uae30\uc9c0 \ubcf4\ud5d8\uc774\ub098 \uc120\ub0a9 \ube44\uc6a9\uc774 \ud06c\uac8c \uc7a1\ud790 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uc815\uae08\ub9ac\uc778\uc9c0 \ubcc0\ub3d9\uae08\ub9ac\uc778\uc9c0, \uae08\ub9ac \ub77d \uae30\uac04\uc774 \ud074\ub85c\uc9d5 \uc77c\uc815\uc5d0 \ucda9\ubd84\ud55c\uc9c0, \uc140\ub7ec \ud06c\ub808\ub527\uc744 \uc5b4\ub5a4 \ube44\uc6a9\uc5d0 \uc801\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0\ub3c4 \ud568\uaed8 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ud2b9\ud788 \uc140\ub7ec\uac00 \ud074\ub85c\uc9d5 \ube44\uc6a9\uc744 \uc9c0\uc6d0\ud558\ub294 \uacc4\uc57d\uc774\ub77c\uba74, \ud574\ub2f9 \ud06c\ub808\ub527\uc774 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8\uc758 \ud5c8\uc6a9 \ud55c\ub3c4 \uc548\uc5d0 \ub4e4\uc5b4\uac00\ub294\uc9c0 \uc810\uac80\ud574\uc57c \ud569\ub2c8\ub2e4. \uc0ac\uc6a9\ud558\uc9c0 \ubabb\ud55c \ud06c\ub808\ub527\uc744 \ud604\uae08\uc73c\ub85c \ub3cc\ub824\ubc1b\uc744 \uc218 \uc5c6\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc73c\ubbc0\ub85c, \uae08\ub9ac \ud3ec\uc778\ud2b8, \ud0c0\uc774\ud2c0 \ube44\uc6a9, \uc120\ub0a9 \ubcf4\ud5d8\ub8cc \ub4f1 \ud5c8\uc6a9\ub418\ub294 \ube44\uc6a9\uc5d0 \uc801\uc808\ud788 \ubc30\ubd84\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

4. \uac10\uc815\uc740 \uc9d1\uac12\uacfc \ub300\ucd9c \ud55c\ub3c4\ub97c \ud655\uc778\ud558\ub294 \uc808\ucc28\uc785\ub2c8\ub2e4<\/h2>\n

\uac10\uc815(Appraisal)\uc740 \ub3c5\ub9bd \uac10\uc815\uc0ac\uac00 \ud574\ub2f9 \uc8fc\ud0dd\uc758 \uc2dc\uc7a5\uac00\uce58\ub97c \ud3c9\uac00\ud558\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4. \ub9e4\ub9e4\uac00\uaca9\uc774 \uac10\uc815\uac00\uc640 \uac19\uac70\ub098 \ub0ae\uac8c \ub098\uc624\uba74 \ub300\ucd9c\uc740 \ube44\uad50\uc801 \uc608\uc815\ub300\ub85c \uc9c4\ud589\ub420 \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uac10\uc815\uac00\uac00 \uacc4\uc57d \uac00\uaca9\ubcf4\ub2e4 \ub0ae\uc73c\uba74 \ub300\ucd9c\uae30\uad00\uc740 \ubcf4\ud1b5 \ub354 \ub0ae\uc740 \uac10\uc815\uac00\ub97c \uae30\uc900\uc73c\ub85c \ub300\ucd9c \uae08\uc561\uc744 \uc0b0\uc815\ud569\ub2c8\ub2e4.<\/p>\n

\uc608\ub97c \ub4e4\uc5b4 \uacc4\uc57d \uac00\uaca9\uc774 80\ub9cc \ub2ec\ub7ec\uc774\uace0 20% \ub2e4\uc6b4\uc744 \uacc4\ud68d\ud588\ub294\ub370 \uac10\uc815\uac00\uac00 76\ub9cc \ub2ec\ub7ec\ub77c\uba74, \ub9e4\uc218\uc778\uc740 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \ub354 \ub123\uac70\ub098 \ub9e4\ub3c4\uc778\uacfc \uac00\uaca9 \uc7ac\ud611\uc0c1\uc744 \ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \uc120\ud0dd\uc9c0\ub294 \uac10\uc815 \uc774\uc758 \uc81c\uae30, \ub9e4\uc218\uc778 \ud604\uae08 \ubcf4\ucda9, \uacc4\uc57d \ud574\uc81c \uac00\ub2a5\uc131 \uac80\ud1a0\uc785\ub2c8\ub2e4. \uc5b4\ub5a4 \uc120\ud0dd\uc774 \uac00\ub2a5\ud55c\uc9c0\ub294 \uacc4\uc57d\uc11c\uc758 \uac10\uc815 \uc870\uac74\uacfc \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n

\ucf58\ub3c4, \ud0c0\uc6b4\ud648, \ud22c\uc790\uc6a9 \uc8fc\ud0dd\uc740 \ubd80\ub3d9\uc0b0 \uc790\uccb4\uc758 \uc870\uac74\ub3c4 \uc2ec\uc0ac\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4. HOA\uc758 \uc7ac\uc815 \uc0c1\ud0dc, \ubcf4\ud5d8 \uac00\uc785 \uc5ec\ubd80, \uc784\ub300 \ube44\uc728, \uc18c\uc1a1 \uc5ec\ubd80, \uac74\ubb3c\uc758 \uc218\ub9ac \ud544\uc694\uc131 \ub4f1\uc774 \ud655\uc778 \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac10\uc815\uc774 \ub2e8\uc21c\ud788 \uac00\uaca9\ub9cc \ubcf4\ub294 \uc808\ucc28\ub77c\uace0 \uc0dd\uac01\ud558\uba74 \uc608\uc0c1\uce58 \ubabb\ud55c \uc9c0\uc5f0\uc744 \uacbd\ud5d8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

5. \uc5b8\ub354\ub77c\uc774\ud305 \uc870\uac74\uc740 \ube60\ub974\uace0 \uc815\ud655\ud558\uac8c \ud574\uc18c\ud574\uc57c \ud569\ub2c8\ub2e4<\/h2>\n

\uac10\uc815\uacfc \ucd08\uae30 \uc11c\ub958 \uac80\ud1a0\uac00 \uc9c4\ud589\ub418\uba74 Underwriter\uac00 \uc870\uac74\ubd80 \uc2b9\uc778\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uac83\uc740 \uac70\uc808\uc774 \uc544\ub2c8\ub77c \ucd5c\uc885 \uc2b9\uc778 \uc804\uc5d0 \ucd94\uac00 \ud655\uc778\uc774 \ud544\uc694\ud558\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \uc870\uac74\uc5d0\ub294 \ucd5c\uc2e0 \uc740\ud589 \uba85\uc138\uc11c, \ud2b9\uc815 \uc785\uae08 \ub0b4\uc5ed \uc124\uba85, \uc7ac\uc9c1 \ud655\uc778, \ubcf4\ud5d8 \uc99d\uc11c, \uc138\uae08 \ub0a9\ubd80 \uc99d\uba85, \uc0ac\uc5c5\uccb4 \uad00\ub828 \uc790\ub8cc \ub4f1\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc870\uac74 \uc694\uccad\uc744 \ubc1b\uc558\uc744 \ub54c\ub294 \uc77c\ubd80 \uc11c\ub958\ub9cc \ubcf4\ub0b4\uac70\ub098 \uc124\uba85 \uc5c6\uc774 \ucea1\ucc98 \uc774\ubbf8\uc9c0\ub9cc \ubcf4\ub0b4\uc9c0 \uc54a\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc694\uccad\ub41c \uae30\uac04 \uc804\uccb4\uac00 \ubcf4\uc774\ub294 \uba85\uc138\uc11c, \uc815\ud655\ud55c \uc124\uba85\uc11c, \ud544\uc694\ud55c \uacbd\uc6b0 \ubc88\uc5ed \ubc0f \uc99d\ube59 \uc790\ub8cc\ub97c \ud55c \ubc88\uc5d0 \uc81c\ucd9c\ud574\uc57c \uc7ac\uac80\ud1a0 \ud69f\uc218\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. PDF \ud3b8\uc9d1, \ub204\ub77d\ub41c \ud398\uc774\uc9c0, \uc77d\uae30 \uc5b4\ub824\uc6b4 \uc0ac\uc9c4\uc740 \uc2ec\uc0ac \uc9c0\uc5f0\uc758 \ud754\ud55c \uc6d0\uc778\uc785\ub2c8\ub2e4.<\/p>\n

\uc790\uc601\uc5c5\uc790\uc758 \uacbd\uc6b0\uc5d0\ub294 \ucd5c\uadfc \ub9e4\ucd9c\uc774 \uc138\uae08\ubcf4\uace0\uc11c\uc758 \uc18c\ub4dd\uacfc \ub2e4\ub974\ub2e4\ub294 \uc774\uc720\ub85c \ucd94\uac00 \uac80\ud1a0\uac00 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc5c5 \ub9e4\ucd9c\uc774 \uc99d\uac00\ud588\ub2e4\uace0 \ud574\ub3c4 \uc2e4\uc81c \uc0c1\ud658 \ub2a5\ub825\uc73c\ub85c \uc778\uc815\ub418\ub294 \uc18c\ub4dd\uc740 \ud504\ub85c\uadf8\ub7a8\uc758 \uacc4\uc0b0 \ubc29\uc2dd\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc774 \ub54c\ubb38\uc5d0 \uc77c\ubc18 \uc740\ud589 \uae30\uc900\ub9cc\uc73c\ub85c \uc5b4\ub835\ub2e4\uace0 \ud310\ub2e8\ub41c \uacbd\uc6b0\uc5d0\ub3c4 Bank Statement Loan, P&L \uae30\ubc18 \ud504\ub85c\uadf8\ub7a8, \ub0ae\uc740 \uc11c\ub958 \uc694\uad6c \ud504\ub85c\uadf8\ub7a8\uc774 \uc801\ud569\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. URI Financial\uacfc \uac19\uc740 \ubaa8\uae30\uc9c0 \uc804\ubb38 \ube0c\ub85c\ucee4\ub294 \ud55c \uae30\uad00\uc758 \uae30\uc900\uc5d0 \ub9de\ucd94\uae30\ubcf4\ub2e4 \ucc28\uc8fc\uc758 \uc18c\ub4dd \uad6c\uc870\uc640 \ubd80\ub3d9\uc0b0 \ubaa9\uc801\uc5d0 \ub9de\ub294 \ud504\ub85c\uadf8\ub7a8\uc744 \ube44\uad50\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

6. \uc8fc\ud0dd\ubcf4\ud5d8, \ud0c0\uc774\ud2c0, \uc5d0\uc2a4\ud06c\ub85c\ub97c \ud074\ub85c\uc9d5 \uc804\uc5d0 \ub9c8\ubb34\ub9ac\ud569\ub2c8\ub2e4<\/h2>\n

\ub300\ucd9c\uae30\uad00\uc740 \ud074\ub85c\uc9d5 \uc804\uc5d0 \uc8fc\ud0dd\ubcf4\ud5d8(Homeowners Insurance) \uc99d\ube59\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4. \ubcf4\ud5d8\uc740 \ub300\uac1c \ud074\ub85c\uc9d5 \ub2f9\uc77c\ubd80\ud130 \ud6a8\ub825\uc774 \ubc1c\uc0dd\ud574\uc57c \ud558\uba70, \ub300\ucd9c\uae30\uad00\uc774 Mortgagee\ub85c \uc815\ud655\ud788 \uae30\uc7ac\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc0b0\ubd88, \ud64d\uc218, \ud5c8\ub9ac\ucf00\uc778 \uc704\ud5d8 \uc9c0\uc5ed\ucc98\ub7fc \ubcf4\ud5d8\ub8cc\uac00 \ub192\uac70\ub098 \ubcc4\ub3c4 \ubcf4\uc7a5\uc774 \ud544\uc694\ud55c \uc9c0\uc5ed\uc740 \uc608\uc0c1 \uc6d4 \ub0a9\ubd80\uc561\uc774 \ucc98\uc74c \uacc4\uc0b0\ubcf4\ub2e4 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud0c0\uc774\ud2c0 \ud68c\uc0ac \ub610\ub294 \uc5d0\uc2a4\ud06c\ub85c \ud68c\uc0ac\ub294 \uc18c\uc720\uad8c \uae30\ub85d\uc744 \ud655\uc778\ud558\uace0, \uae30\uc874 \uc735\uc790\uc640 \uc720\uce58\uad8c\uc774 \uc81c\ub300\ub85c \uc815\ub9ac\ub418\ub294\uc9c0 \uac80\ud1a0\ud569\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \ud0c0\uc774\ud2c0 \uc774\uc288\uac00 \ubc1c\uacac\ub418\uba74 \uc140\ub7ec \uce21\uc758 \uc815\ub9ac\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uad6c\ub9e4\uc790\ub294 \ud0c0\uc774\ud2c0 \ubcf4\ud5d8\uc758 \uc885\ub958\uc640 \ube44\uc6a9, \uc7ac\uc0b0\uc138 \uc870\uc815, HOA \uc774\uc804 \ube44\uc6a9, \uc9c0\uc5ed\ubcc4 \uae30\ub85d \ube44\uc6a9\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ud074\ub85c\uc9d5 \uc9c1\uc804\uc5d0 \uc1a1\uae08 \uc9c0\uc2dc\ub97c \ubc1b\ub354\ub77c\ub3c4 \uc774\uba54\uc77c\ub9cc \ubcf4\uace0 \uc790\uae08\uc744 \ubcf4\ub0b4\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0 \uac70\ub798\ub97c \ub178\ub9b0 \uc640\uc774\uc5b4 \uc0ac\uae30\uac00 \uc2e4\uc81c\ub85c \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \ubc18\ub4dc\uc2dc \uc774\ubbf8 \uc54c\uace0 \uc788\ub294 \ud0c0\uc774\ud2c0 \ud68c\uc0ac\uc758 \uacf5\uc2dd \uc804\ud654\ubc88\ud638\ub85c \uc9c1\uc811 \uc5f0\ub77d\ud574 \uacc4\uc88c \uc815\ubcf4\uc640 \uc1a1\uae08 \uae08\uc561\uc744 \uc7ac\ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\uba54\uc77c\uc5d0 \uc801\ud78c \ubc88\ud638\ub9cc \uc0ac\uc6a9\ud558\ub294 \uac83\uc740 \uc548\uc804\ud55c \ud655\uc778 \ubc29\ubc95\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n

7. Closing Disclosure\ub97c \ubc1b\uc544 \ucd5c\uc885 \uc22b\uc790\ub97c \ub300\uc870\ud569\ub2c8\ub2e4<\/h2>\n

\ud074\ub85c\uc9d5 \uc804\uc5d0\ub294 Closing Disclosure\ub97c \ubc1b\uac8c \ub429\ub2c8\ub2e4. \uc774 \ubb38\uc11c\ub294 \ucd5c\uc885 \ub300\ucd9c \uc870\uac74\uacfc \uc2e4\uc81c \ube44\uc6a9\uc744 \ubcf4\uc5ec\uc8fc\ub294 \ud575\uc2ec \uc11c\ub958\uc785\ub2c8\ub2e4. \uc5f0\ubc29\ubc95\uc0c1 \uc801\uc6a9\ub418\ub294 \uac70\ub798\uc5d0\uc11c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc11c\uba85 \uc804 \ucd5c\uc18c 3\uc601\uc5c5\uc77c\uc758 \uac80\ud1a0 \uae30\uac04\uc774 \ud544\uc694\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc218\ub839 \uc989\uc2dc \uac80\ud1a0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

Loan Estimate\uc640 \ube44\uad50\ud574 \uae08\ub9ac, \ub300\ucd9c\uae08\uc561, \uc6d4 \ub0a9\ubd80\uc561, \uce90\uc2dc \ud22c \ud074\ub85c\uc988(Cash to Close), \uc140\ub7ec \ud06c\ub808\ub527, \ubcf4\ud5d8\ub8cc, \uc138\uae08 \uc5d0\uc2a4\ud06c\ub85c \uae08\uc561\uc774 \uc5b4\ub5bb\uac8c \ub2ec\ub77c\uc84c\ub294\uc9c0 \ud655\uc778\ud558\uc2ed\uc2dc\uc624. \uc77c\ubd80 \ube44\uc6a9\uc740 \uac10\uc815 \uacb0\uacfc, \ubcf4\ud5d8\ub8cc, \ud074\ub85c\uc9d5 \ub0a0\uc9dc \ubcc0\uacbd\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ud574\ub418\uc9c0 \uc54a\ub294 \ud070 \ucc28\uc774\uac00 \uc788\ub2e4\uba74 \uc11c\uba85 \uc804\uc5d0 \uc9c8\ubb38\ud558\uace0 \ubb38\uc11c \uc218\uc815 \uc5ec\ubd80\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ud074\ub85c\uc9d5 \ub2f9\uc77c\uc5d0\ub294 \uc2e0\ubd84\uc99d\uc744 \uc9c0\ucc38\ud558\uace0, \ud544\uc694\ud55c \uc790\uae08\uc740 \uc2b9\uc778\ub41c \ubc29\uc2dd\uc73c\ub85c \uc900\ube44\ud569\ub2c8\ub2e4. \uc11c\uba85 \ud6c4 \uc18c\uc720\uad8c \uc774\uc804\uacfc \ub300\ucd9c \uc790\uae08 \uc9d1\ud589\uc774 \uc644\ub8cc\ub418\ub294 \uc2dc\uc810\uc740 \uc8fc\uc640 \uac70\ub798 \ubc29\uc2dd\uc5d0 \ub530\ub77c \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f4\uc1e0\ub97c \ubc1b\ub294 \uc2dc\uac04\ub3c4 \uacc4\uc57d \uc870\uac74\uacfc \uae30\ub85d \uc644\ub8cc \uc5ec\ubd80\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ubbc0\ub85c, \uc774\uc0ac \uc608\uc57d\uc740 \ub2f4\ub2f9\uc790\uc640 \ud655\uc778\ud55c \uc77c\uc815\uc5d0 \ub9de\ucd94\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

8. \uacc4\uc57d \ud6c4\uc5d0\ub294 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \u2018\ub3d9\uacb0\u2019\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc548\uc804\ud569\ub2c8\ub2e4<\/h2>\n

\uc8fc\ud0dd\uad6c\ub9e4 \uacc4\uc57d\ud6c4 \ub300\ucd9c \uc808\ucc28\uc758 \ub9c8\uc9c0\ub9c9 \uad6c\uac04\uc5d0\uc11c \ubb38\uc81c\uac00 \uc0dd\uae30\ub294 \uc774\uc720\ub294 \uc11c\ub958 \ubd80\uc871\ub9cc\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud074\ub85c\uc9d5 \uc9c1\uc804 \uc2e0\uc6a9\uce74\ub4dc\ub85c \uac00\uad6c\ub97c \ub300\ub7c9 \uad6c\ub9e4\ud558\uac70\ub098, \uc0c8 \ub300\ucd9c\uc744 \ubc1b\uac70\ub098, \uacc4\uc88c \uc794\uace0\ub97c \ud06c\uac8c \uc904\uc774\uac70\ub098, \uc9c1\uc7a5\uc744 \ubcc0\uacbd\ud558\ub294 \uc77c\uc774 \ucd5c\uc885 \uc7ac\ud655\uc778\uc744 \uc5b4\ub835\uac8c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud074\ub85c\uc9d5\uc774 \ub05d\ub0a0 \ub54c\uae4c\uc9c0\ub294 \uc2e0\uc6a9\uc744 \uc0c8\ub85c \uc5f4\uc9c0 \uc54a\uace0, \ud070 \uc9c0\ucd9c\uacfc \uc790\uae08 \uc774\ub3d9\uc744 \ud53c\ud558\uba70, \ubaa8\ub4e0 \uc694\uccad\uc5d0 \ube60\ub974\uac8c \uc751\ub2f5\ud558\ub294 \uc6d0\uce59\uc744 \uc9c0\ud0a4\uc2ed\uc2dc\uc624. \uacc4\uc57d\uc11c\uc758 \ub0a0\uc9dc\uc640 \ub300\ucd9c \uc870\uac74\uc744 \ub9e4\uc8fc \ud655\uc778\ud558\uace0, \uac10\uc815\uac00\ub098 \uc18c\ub4dd \uc2ec\uc0ac\uc5d0\uc11c \ubcc0\uc218\uac00 \uc0dd\uacbc\uc744 \ub54c\ub294 \ud63c\uc790 \ud310\ub2e8\ud558\uae30\ubcf4\ub2e4 \ub300\ucd9c \ub2f4\ub2f9\uc790, \ubd80\ub3d9\uc0b0 \uc5d0\uc774\uc804\ud2b8, \ud0c0\uc774\ud2c0 \ub2f4\ub2f9\uc790\uc640 \uc989\uc2dc \uc815\ubcf4\ub97c \uacf5\uc720\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc9d1 \uad6c\ub9e4\ub294 \uae08\ub9ac\ub97c \uace0\ub974\ub294 \uc77c\ub9cc\uc774 \uc544\ub2c8\ub77c, \uc815\ud574\uc9c4 \uae30\uac04 \uc548\uc5d0 \uc790\uae08\uacfc \uc11c\ub958, \uacc4\uc57d \uc870\uac74\uc744 \uc815\ud655\ud788 \ub9de\ucd94\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4. \uacc4\uc57d \ud6c4 \uccab \uba70\uce60\uc758 \ub300\uc751\uc774 \ud074\ub85c\uc9d5\uc758 \uc548\uc815\uc131\uc744 \uacb0\uc815\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc73c\ubbc0\ub85c, \ubd88\ud655\uc2e4\ud55c \uc11c\ub958\ub098 \uc790\uae08 \uacc4\ud68d\uc774 \uc788\ub2e4\uba74 \uae30\ub2e4\ub9ac\uc9c0 \ub9d0\uace0 \ud655\uc778\ubd80\ud130 \uc2dc\uc791\ud558\uc2ed\uc2dc\uc624.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc8fc\ud0dd\uad6c\ub9e4 \uacc4\uc57d\ud6c4 \ub300\ucd9c \uc808\ucc28\ub294 \uacc4\uc57d\uc11c \uac80\ud1a0, \ub860 \uc2e0\uccad, \uac10\uc815, \uc870\uac74 \uc2b9\uc778, \ud074\ub85c\uc9d5\uc73c\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4. \ubbf8\uad6d \uc8fc\ud0dd \uad6c\uc785\uc790\uac00 \uc77c\uc815 \uc9c0\uc5f0\uacfc \uc790\uae08 \ubb38\uc81c\ub97c \uc904\uc774\uae30 \uc704\ud574 \uac01 \ub2e8\uacc4\uc758 \uc11c\ub958\uc640 \ub9c8\uac10\uc77c\uc744 \ud655\uc778\ud558\ub294 \ubc29\ubc95\uc744 \uc548\ub0b4\ud569\ub2c8\ub2e4. \ud544\uc218 \uc810\uac80 \ud56d\ubaa9\uc744 \uc815\ub9ac\ud569\ub2c8\ub2e4. \uc0c1\ud669\ubcc4 \ub300\uc751\ub3c4 \ud568\uaed8 \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-417","post","type-post","status-publish","format-standard","hentry","category-1"],"jetpack_publicize_connections":[],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"info","author_link":"http:\/\/uribank.com\/wordpress1\/author\/info\/"},"rttpg_comment":0,"rttpg_category":"\ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \ubd84\uc11d<\/a>","rttpg_excerpt":"\uc8fc\ud0dd\uad6c\ub9e4 \uacc4\uc57d\ud6c4 \ub300\ucd9c \uc808\ucc28\ub294 \uacc4\uc57d\uc11c \uac80\ud1a0, \ub860 \uc2e0\uccad, \uac10\uc815, \uc870\uac74 \uc2b9\uc778, \ud074\ub85c\uc9d5\uc73c\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4. \ubbf8\uad6d \uc8fc\ud0dd \uad6c\uc785\uc790\uac00 \uc77c\uc815 \uc9c0\uc5f0\uacfc \uc790\uae08 \ubb38\uc81c\ub97c \uc904\uc774\uae30 \uc704\ud574 \uac01 \ub2e8\uacc4\uc758 \uc11c\ub958\uc640 \ub9c8\uac10\uc77c\uc744 \ud655\uc778\ud558\ub294 \ubc29\ubc95\uc744 \uc548\ub0b4\ud569\ub2c8\ub2e4. \ud544\uc218 \uc810\uac80 \ud56d\ubaa9\uc744 \uc815\ub9ac\ud569\ub2c8\ub2e4. \uc0c1\ud669\ubcc4 \ub300\uc751\ub3c4 \ud568\uaed8 \uc124\uba85\ud569\ub2c8\ub2e4.","_links":{"self":[{"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/posts\/417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/comments?post=417"}],"version-history":[{"count":0,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/posts\/417\/revisions"}],"wp:attachment":[{"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/media?parent=417"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/categories?post=417"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/uribank.com\/wordpress1\/wp-json\/wp\/v2\/tags?post=417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}