{"id":462,"date":"2026-10-26T01:32:26","date_gmt":"2026-10-26T01:32:26","guid":{"rendered":"https:\/\/uribank.com\/wordpress1\/2026\/10\/26\/nonresident-us-tax-id-mortgage-guide\/"},"modified":"2026-10-26T01:32:26","modified_gmt":"2026-10-26T01:32:26","slug":"nonresident-us-tax-id-mortgage-guide","status":"publish","type":"post","link":"http:\/\/uribank.com\/wordpress1\/2026\/10\/26\/nonresident-us-tax-id-mortgage-guide\/","title":{"rendered":"\ube44\uac70\uc8fc\uc790 \ubbf8\uad6d \uc138\uae08\ubc88\ud638 \ub300\ucd9c \uc870\uac74\uacfc \uc900\ube44 \uc11c\ub958 \uc548\ub0b4"},"content":{"rendered":"

\ubbf8\uad6d \uc8fc\ud0dd\uc744 \uacc4\uc57d\ud558\ub824\ub294\ub370 SSN\uc774 \uc5c6\uace0 ITIN\ub9cc \uc788\ub2e4\uba74, \uac00\uc7a5 \uba3c\uc800 \uc0dd\uae30\ub294 \uc9c8\ubb38\uc740 \ud558\ub098\uc785\ub2c8\ub2e4. \uc815\ub9d0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud55c\uac00? \uacb0\ub860\ubd80\ud130 \ub9d0\ud558\uba74 \ube44\uac70\uc8fc\uc790 \ubbf8\uad6d \uc138\uae08\ubc88\ud638 \ub300\ucd9c<\/strong>\uc740 \uac00\ub2a5\ud55c \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc ITIN\uc744 \ubcf4\uc720\ud588\ub2e4\ub294 \uc0ac\uc2e4\ub9cc\uc73c\ub85c \uc2b9\uc778\uc774 \uacb0\uc815\ub418\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uae30\uad00\uc740 \ucc28\uc8fc\uc758 \ubbf8\uad6d \uccb4\ub958 \ubc0f \uac70\uc8fc \uc0c1\ud0dc, \uc790\uae08\uc758 \ucd9c\ucc98, \ud574\uc678 \ub610\ub294 \ubbf8\uad6d \ub0b4 \uc18c\ub4dd, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8, \ub9e4\uc785\ud560 \uc8fc\ud0dd\uc758 \uc6a9\ub3c4\ub97c \ud568\uaed8 \uc2ec\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n

\ud2b9\ud788 \ud55c\uad6d \uad6d\uc801\uc758 \uad6c\ub9e4\uc790\ub294 \ud55c\uad6d\uc758 \uc18c\ub4dd\uacfc \uc790\uc0b0\uc744 \ud65c\uc6a9\ud574 \ubbf8\uad6d \ubd80\ub3d9\uc0b0\uc744 \ub9e4\uc785\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc774\ub54c \uc77c\ubc18 \uc740\ud589\uc758 \ud45c\uc900 \uc2ec\uc0ac \uae30\uc900\ub9cc\uc73c\ub85c \ud310\ub2e8\ud558\uba74 \uc120\ud0dd\uc9c0\uac00 \uc881\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8\uc778\uc5d0\uac8c \ub9de\ub294 \ud504\ub85c\uadf8\ub7a8\uc744 \ucc3e\uc73c\ub824\uba74 \uc138\uae08\ubc88\ud638\uc758 \uc885\ub958\uc640 \ub300\ucd9c \ubaa9\uc801\uc744 \uad6c\ubd84\ud558\uace0, \uc11c\ub958\ub97c \uc2b9\uc778 \uac00\ub2a5\ud55c \ud615\ud0dc\ub85c \uc900\ube44\ud558\ub294 \uac83\uc774 \uba3c\uc800\uc785\ub2c8\ub2e4.<\/p>\n

\ube44\uac70\uc8fc\uc790 \ubbf8\uad6d \uc138\uae08\ubc88\ud638 \ub300\ucd9c, \uba3c\uc800 \uad6c\ubd84\ud574\uc57c \ud560 \ucc28\uc8fc \uc720\ud615<\/h2>\n

\ubbf8\uad6d \uc138\uae08\ubc88\ud638\ub77c\uace0 \ud574\ub3c4 \ubaa8\ub450 \uac19\uc740 \ub300\ucd9c \uc870\uac74\uc744 \uc801\uc6a9\ubc1b\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ub300\ud45c\uc801\uc73c\ub85c \uc0ac\ud68c\ubcf4\uc7a5\ubc88\ud638\uc778 SSN, \uac1c\uc778\ub0a9\uc138\uc790\uc2dd\ubcc4\ubc88\ud638\uc778 ITIN, \uadf8\ub9ac\uace0 \ubbf8\uad6d \uc138\uae08\ubc88\ud638\uac00 \uc5c6\ub294 \uc678\uad6d\uc778 \ucc28\uc8fc\ub85c \ub098\ub269\ub2c8\ub2e4. ITIN\uc740 \uc138\uae08 \uc2e0\uace0\ub97c \uc704\ud574 \uad6d\uc138\uccad\uc774 \ubc1c\uae09\ud558\ub294 \ubc88\ud638\uc774\uc9c0\ub9cc, \uc601\uc8fc\uad8c\uc774\ub098 \ucde8\uc5c5 \ud5c8\uac00, \ubbf8\uad6d \uac70\uc8fc \uc790\uaca9\uc744 \uc758\ubbf8\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

ITIN\uc744 \uc0ac\uc6a9\ud558\ub294 \ucc28\uc8fc\ub294 \uc2e4\uc81c \uac70\uc8fc \ud615\ud0dc\uc5d0 \ub530\ub77c \ub2e4\uc2dc \uad6c\ubd84\ub429\ub2c8\ub2e4. \ubbf8\uad6d\uc5d0 \uac70\uc8fc\ud558\uba74\uc11c \uc138\uae08 \uc2e0\uace0\uc640 \uc18c\ub4dd \ud65c\ub3d9\uc744 \ud558\ub294 ITIN \ucc28\uc8fc\ub294 \uc77c\ubd80 ITIN \ubaa8\uae30\uc9c0 \ud504\ub85c\uadf8\ub7a8\uc744 \uac80\ud1a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74 \ubbf8\uad6d\uc5d0 \uc0c1\uc2dc \uac70\uc8fc\ud558\uc9c0 \uc54a\uace0 \ud55c\uad6d \ub4f1 \ud574\uc678\uc5d0 \uc8fc\ub41c \uc0dd\ud65c \uae30\ubc18\uacfc \uc18c\ub4dd\uc774 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c Foreign National Mortgage, \uc989 \uc678\uad6d\uc778 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8\uc774 \ub354 \uc801\ud569\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub450 \ud504\ub85c\uadf8\ub7a8\uc740 \uc774\ub984\uc774 \ube44\uc2b7\ud574 \ubcf4\uc5ec\ub3c4 \uc2ec\uc0ac \ubc29\uc2dd\uc774 \ub2e4\ub985\ub2c8\ub2e4. ITIN \ub300\ucd9c\uc740 \ubbf8\uad6d \ub0b4 \ub0a9\uc138 \uae30\ub85d, \ubbf8\uad6d \uc740\ud589\uacc4\uc88c, \uc784\ub300 \uc774\ub825 \ub610\ub294 \ub300\uccb4 \uc2e0\uc6a9\uc790\ub8cc\ub97c \uc911\uc694\ud558\uac8c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc678\uad6d\uc778 \ub300\ucd9c\uc740 \ud574\uc678\uc18c\ub4dd, \ud574\uc678 \uc740\ud589\uc790\uc0b0, \uc5ec\uad8c, \ube44\uc790 \ub610\ub294 \uc785\uad6d \uae30\ub85d, \ud574\uc678 \uc2e0\uc6a9\ubcf4\uace0\uc11c \ub4f1\uc744 \uc911\uc2ec\uc73c\ub85c \uc2ec\uc0ac\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub530\ub77c\uc11c \u201cITIN\uc774 \uc788\uc73c\ub2c8 ITIN \ub300\ucd9c\uc744 \ubc1b\uc544\uc57c \ud55c\ub2e4\u201d\ub294 \uc811\uadfc\uc740 \uc815\ud655\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc138\uae08\ubc88\ud638\uac00 \uc788\uc5b4\ub3c4 \uc2e4\uc81c\ub85c\ub294 \uc678\uad6d\uc778 \ud504\ub85c\uadf8\ub7a8\uc774 \ub354 \uc720\ub9ac\ud560 \uc218 \uc788\uace0, \ubc18\ub300\ub85c \ubbf8\uad6d\uc5d0\uc11c \uc548\uc815\uc801\uc73c\ub85c \uc18c\ub4dd\uc744 \uc2e0\uace0\ud574 \uc628 ITIN \ucc28\uc8fc\ub77c\uba74 \uc77c\ubc18 \uc678\uad6d\uc778 \ub300\ucd9c\ubcf4\ub2e4 \uc120\ud0dd \ud3ed\uc774 \ub113\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc2b9\uc778 \uc5ec\ubd80\ub97c \uc88c\uc6b0\ud558\ub294 5\uac00\uc9c0 \uc870\uac74<\/h2>\n

1. \ub9e4\uc785 \ubaa9\uc801\uacfc \ubd80\ub3d9\uc0b0 \uc6a9\ub3c4<\/h3>\n

\ubcf8\uc778\uc774 \uac70\uc8fc\ud560 \uc8fc\ud0dd\uc778\uc9c0, \uc138\ucee8\ub4dc\ud648\uc778\uc9c0, \uc784\ub300 \ud22c\uc790\uc6a9\uc778\uc9c0\uc5d0 \ub530\ub77c \uac00\ub2a5\ud55c \uc0c1\ud488\uacfc \uc870\uac74\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc2e4\uac70\uc8fc \uc8fc\ud0dd\uc740 \ucc28\uc8fc\uc758 \uac70\uc8fc \uacc4\ud68d\uacfc \uc6d4 \uc0c1\ud658\ub2a5\ub825\uc744 \ub354 \uc790\uc138\ud788 \uac80\ud1a0\ud558\ub294 \ubc18\uba74, \ud22c\uc790\uc6a9 \ubd80\ub3d9\uc0b0\uc740 \uc608\uc0c1 \uc784\ub300\uc218\uc785\uacfc \ubd80\ub3d9\uc0b0\uc758 \ud604\uae08\ud750\ub984\uc744 \ud568\uaed8 \ubcf4\ub294 \ud504\ub85c\uadf8\ub7a8\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc608\ub97c \ub4e4\uc5b4 \ud55c\uad6d\uc5d0 \uac70\uc8fc\ud558\uba74\uc11c \uce98\ub9ac\ud3ec\ub2c8\uc544 \ucf58\ub3c4\ub098 \ud14d\uc0ac\uc2a4 \ub2e8\ub3c5\uc8fc\ud0dd\uc744 \uc784\ub300 \ubaa9\uc801\uc73c\ub85c \ub9e4\uc785\ud55c\ub2e4\uba74, \uc678\uad6d\uc778 \ud22c\uc790\uc790 \ub300\ucd9c\uc774\ub098 DSCR \uae30\ubc18 \ud504\ub85c\uadf8\ub7a8\uc744 \uac80\ud1a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. DSCR\uc740 \uc608\uc0c1 \uc784\ub300\uc218\uc785\uc774 \uc6d0\ub9ac\uae08, \uc138\uae08, \ubcf4\ud5d8\ub8cc, HOA \ube44\uc6a9\uc744 \ud3ec\ud568\ud55c \uc6d4 \uc8fc\ud0dd\ube44\uc6a9\uc744 \uc5b4\ub290 \uc815\ub3c4 \ucda9\ub2f9\ud558\ub294\uc9c0 \ubcf4\ub294 \uc9c0\ud45c\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubaa8\ub4e0 \uc784\ub300\uc8fc\ud0dd\uc774 \uc784\ub300\uc218\uc785\ub9cc\uc73c\ub85c \uc2b9\uc778\ub418\ub294 \uac83\uc740 \uc544\ub2c8\uba70, \uc9c0\uc5ed\ubcc4 \uc784\ub300\uc2dc\uc7a5\uacfc \uac10\uc815\ud3c9\uac00 \uacb0\uacfc\uac00 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

2. \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc640 \uc790\uae08 \ucd9c\ucc98<\/h3>\n

\ube44\uac70\uc8fc\uc790 \ub610\ub294 ITIN \ucc28\uc8fc \ub300\ucd9c\uc740 \uc77c\ubc18\uc801\uc778 \ubbf8\uad6d \uc2dc\ubbfc\uad8c\uc790 \ub300\ucd9c\ubcf4\ub2e4 \ub192\uc740 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \uc694\uad6c\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \ube44\uc728\uc740 \uc2e0\uc6a9\ub3c4, \ubd80\ub3d9\uc0b0 \uc720\ud615, \ub300\ucd9c\uae08\uc561, \ud22c\uc790 \ubaa9\uc801 \uc5ec\ubd80\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\uc9c0\ub9cc, \ubcf4\ud1b5 \ucda9\ubd84\ud55c \uc790\uae30\uc790\uae08\uc740 \uc2b9\uc778 \uac00\ub2a5\uc131\uc744 \ub192\uc774\ub294 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc758 \uc561\uc218\ub9cc\ud07c \uc911\uc694\ud55c \uac83\uc774 \uc790\uae08 \ucd9c\ucc98\uc785\ub2c8\ub2e4. \ud55c\uad6d \uacc4\uc88c\uc5d0\uc11c \uc1a1\uae08\ud558\ub294 \uc790\uae08\uc774\ub77c\uba74 \ucd5c\uadfc \uc740\ud589 \uba85\uc138\uc11c\ub97c \ud1b5\ud574 \uc790\uae08\uc774 \uc5b4\ub5bb\uac8c \ud615\uc131\ub418\uc5c8\ub294\uc9c0 \uc124\uba85\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uac11\uc790\uae30 \ud070 \uae08\uc561\uc774 \uc785\uae08\ub41c \uacbd\uc6b0\uc5d0\ub294 \uae09\uc5ec, \uc0ac\uc5c5\uc18c\ub4dd, \ubd80\ub3d9\uc0b0 \ub9e4\uac01, \uc608\uae08 \ud574\uc9c0, \uac00\uc871 \uc99d\uc5ec \ub4f1 \uadf8 \ubc30\uacbd\uc744 \uc785\uc99d\ud560 \uc11c\ub958\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacc4\uc57d \uc9c1\uc804\uc5d0 \uc5ec\ub7ec \uacc4\uc88c\ub97c \uac70\uccd0 \uc790\uae08\uc744 \uc774\ub3d9\uc2dc\ud0a4\uac70\ub098, \ud604\uae08 \uc785\uae08 \ud6c4 \ubc14\ub85c \uc1a1\uae08\ud558\ub294 \ubc29\uc2dd\uc740 \uc2ec\uc0ac\ub97c \ubcf5\uc7a1\ud558\uac8c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uae08\ubd80\ud130 \ud074\ub85c\uc9d5 \uc790\uae08\uae4c\uc9c0 \uac00\ub2a5\ud55c \ud55c \uba85\ud655\ud55c \ud750\ub984\uc744 \uc720\uc9c0\ud558\ub294 \ud3b8\uc774 \uc548\uc804\ud569\ub2c8\ub2e4. \uc99d\uc5ec\uc790\uae08\uc774 \ud5c8\uc6a9\ub418\ub294 \ud504\ub85c\uadf8\ub7a8\ub3c4 \uc788\uc9c0\ub9cc, \ucc28\uc8fc \uc720\ud615\uacfc \ub300\ucd9c\uae30\uad00 \uc815\ucc45\uc5d0 \ub530\ub77c \uc81c\ud55c\uc774 \uc788\uc73c\ubbc0\ub85c \uc0ac\uc804\uc5d0 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

3. \uc18c\ub4dd \uc99d\ube59 \ubc29\uc2dd<\/h3>\n

\ube44\uac70\uc8fc\uc790 \ub300\ucd9c\uc758 \ud575\uc2ec\uc740 \uc18c\ub4dd\uc774 \uc5c6\ub2e4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ubbf8\uad6d \ud45c\uc900 \uc591\uc2dd\uc73c\ub85c \uc18c\ub4dd\uc744 \uc99d\uba85\ud558\uae30 \uc5b4\ub835\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ud55c\uad6d \uc9c1\uc7a5\uc778\uc740 \uc7ac\uc9c1\uc99d\uba85\uc11c, \uae09\uc5ec\uba85\uc138\uc11c, \uc6d0\ucc9c\uc9d5\uc218 \uad00\ub828 \uc790\ub8cc, \uc18c\ub4dd\uae08\uc561\uc99d\uba85, \uc740\ud589 \uc785\uae08 \ub0b4\uc5ed \ub4f1\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc5c5\uc790\ub098 \ubc95\uc778 \ub300\ud45c\ub77c\uba74 \uc0ac\uc5c5\uc790\ub4f1\ub85d \uc790\ub8cc, \ubc95\uc778 \uc7ac\ubb34\uc81c\ud45c, \uc138\uae08 \uc2e0\uace0 \uc790\ub8cc, \uac70\ub798\ub0b4\uc5ed, \ubc30\ub2f9 \ub610\ub294 \uae09\uc5ec \uc9c0\uae09 \uc790\ub8cc\uac00 \uac80\ud1a0 \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc11c\ub958\ub294 \ub2e8\uc21c\ud788 \ub9ce\uc774 \ub0b4\ub294 \uac83\ubcf4\ub2e4 \uc11c\ub85c \uc77c\uad00\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc7ac\uc9c1\uc99d\uba85\uc11c\uc758 \uc9c1\ucc45\uacfc \uae09\uc5ec, \uc740\ud589 \uc785\uae08\uc561, \uc138\uae08 \uc2e0\uace0 \uc18c\ub4dd\uc774 \ud06c\uac8c \ub2e4\ub974\uba74 \uc2ec\uc0ac \uacfc\uc815\uc5d0\uc11c \ucd94\uac00 \uc124\uba85\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ud55c\uad6d\uc5b4 \uc11c\ub958\ub294 \uc601\uc5b4 \ubc88\uc5ed\uc744 \uc694\uad6c\ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \ub300\ucd9c\uae30\uad00\uc5d0 \ub530\ub77c \ubc88\uc5ed \ubc29\uc2dd\uacfc \uc778\uc99d \uae30\uc900\uc774 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n

\uc77c\ubd80 \ud504\ub85c\uadf8\ub7a8\uc740 \uc790\uc0b0\uc744 \uae30\ubc18\uc73c\ub85c \uc0c1\ud658\ub2a5\ub825\uc744 \ud3c9\uac00\ud558\uac70\ub098, \uc740\ud589 \uba85\uc138\uc11c\uc758 \uc785\uae08 \ud750\ub984\uc744 \ud65c\uc6a9\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc800\uc11c\ub958 \ub610\ub294 \ub300\uccb4\uc11c\ub958 \ud504\ub85c\uadf8\ub7a8\uc774\ub77c\uace0 \ud574\uc11c \uc18c\ub4dd \uac80\uc99d\uc774 \uc804\ud600 \uc5c6\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc870\uac74\uc774 \uc644\ud654\ub41c \ub9cc\ud07c \uae08\ub9ac, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8, \uc900\ube44\uae08 \uc694\uac74 \ub610\ub294 \uc218\uc218\ub8cc\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \ud568\uaed8 \ube44\uad50\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

4. \uc2e0\uc6a9 \uc774\ub825\uacfc \ub300\uccb4 \uc2e0\uc6a9\uc790\ub8cc<\/h3>\n

\ubbf8\uad6d \uc2e0\uc6a9\uc810\uc218\uac00 \uc5c6\ub2e4\uace0 \ud574\uc11c \uc790\ub3d9\uc73c\ub85c \ub300\ucd9c\uc774 \ubd88\uac00\ub2a5\ud55c \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ub2e4\ub9cc \ubbf8\uad6d \uc2e0\uc6a9\uc810\uc218\uac00 \uc788\uc73c\uba74 \uc0c1\ud488 \uc120\ud0dd\uacfc \uae08\ub9ac \uce21\uba74\uc5d0\uc11c \uc720\ub9ac\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. ITIN \ucc28\uc8fc \uac00\uc6b4\ub370 \ubbf8\uad6d \uc2e0\uc6a9\uce74\ub4dc, \uc790\ub3d9\ucc28 \ud560\ubd80, \uc784\ub300\ub8cc \ub0a9\ubd80, \uacf5\uacfc\uae08 \ub0a9\ubd80 \uae30\ub85d\uc744 \uc313\uc544 \uc628 \uacbd\uc6b0\uc5d0\ub294 \uc774\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0 \ud655\uc778\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubbf8\uad6d \uc2e0\uc6a9 \uc774\ub825\uc774 \uc9e7\uac70\ub098 \uc5c6\ub294 \ube44\uac70\uc8fc\uc790\ub294 \ud55c\uad6d\uc758 \uc2e0\uc6a9\ubcf4\uace0\uc11c, \ud574\uc678 \uae08\uc735\uae30\uad00 \uac70\ub798\ub0b4\uc5ed, \uc784\ub300\ucc28 \ub0a9\ubd80 \uae30\ub85d, \uc790\uc0b0 \uc99d\ube59 \ub4f1\uc744 \ub300\uccb4 \uc790\ub8cc\ub85c \uc81c\ucd9c\ud560 \uc218 \uc788\ub294 \ud504\ub85c\uadf8\ub7a8\uc744 \ucc3e\uc544\uc57c \ud569\ub2c8\ub2e4. \ub2e4\ub9cc \ud574\uc678 \uc2e0\uc6a9\ubcf4\uace0\uc11c\ub97c \ubaa8\ub450 \uc778\uc815\ud558\ub294 \uac83\uc740 \uc544\ub2c8\uba70, \uad6d\uac00\uc640 \ubcf4\uace0\uc11c \ubc1c\uae09\uae30\uad00, \ubc88\uc5ed \uc5ec\ubd80\uc5d0 \ub530\ub77c \uc778\uc815 \ubc94\uc704\uac00 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n

\uc2e0\uc6a9\uc810\uc218\ub9cc \ubcf4\uace0 \ub300\ucd9c \uac00\ub2a5 \uc5ec\ubd80\ub97c \ub2e8\uc815\ud558\ub294 \uac83\uc740 \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4. \ub192\uc740 \uc2e0\uc6a9\uc810\uc218\uac00 \uc788\uc5b4\ub3c4 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc790\uae08\uc758 \ucd9c\ucc98\uac00 \ubd88\ubd84\uba85\ud558\uba74 \ubb38\uc81c\uac00 \ub420 \uc218 \uc788\uace0, \uc2e0\uc6a9\uc810\uc218\uac00 \ub0ae\uc544\ub3c4 \uc18c\ub4dd\uacfc \uc790\uc0b0\uc774 \uba85\ud655\ud558\uba70 \uc801\ud569\ud55c \ud504\ub85c\uadf8\ub7a8\uc744 \uc120\ud0dd\ud558\uba74 \uac00\ub2a5\uc131\uc774 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

5. \uc900\ube44\uae08\uacfc \uc6d4 \uc0c1\ud658 \uc5ec\ub825<\/h3>\n

\ub300\ucd9c\uae30\uad00\uc740 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc640 \ud074\ub85c\uc9d5 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud558\uace0\ub3c4 \uc77c\uc815 \uae30\uac04\uc758 \uc8fc\ud0dd\ube44\uc6a9\uc744 \uac10\ub2f9\ud560 \uc218 \uc788\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. \uc774\ub97c \uc900\ube44\uae08, \ub610\ub294 \ub9ac\uc800\ube0c\ub77c\uace0 \ubd80\ub985\ub2c8\ub2e4. \uc900\ube44\uae08\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc740\ud589\uacc4\uc88c\uc758 \ud604\uae08\uc131 \uc790\uc0b0\uc73c\ub85c \ud655\uc778\ud558\uba70, \uc8fc\uc2dd\uc774\ub098 \ud380\ub4dc, \ud1f4\uc9c1\uacc4\uc88c\ub97c \uc5b4\ub290 \ubc94\uc704\uae4c\uc9c0 \uc778\uc815\ud558\ub294\uc9c0\ub294 \uc0c1\ud488\ub9c8\ub2e4 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n

\uc6d4 \uc0c1\ud658\uc561\uc5d0\ub294 \uc6d0\uae08\uacfc \uc774\uc790\ub9cc \ub4e4\uc5b4\uac00\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc7ac\uc0b0\uc138, \uc8fc\ud0dd\ubcf4\ud5d8, HOA \ube44\uc6a9, \ucf58\ub3c4 \ubcf4\ud5d8, \ud22c\uc790\uc8fc\ud0dd\uc758 \uad00\ub9ac\ube44\uae4c\uc9c0 \ubc18\uc601\ud574\uc57c \uc2e4\uc81c \ubd80\ub2f4\uc744 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \ubd80\ub3d9\uc0b0\uc740 \uc9c0\uc5ed\uc5d0 \ub530\ub77c \uc7ac\uc0b0\uc138\uc640 \ubcf4\ud5d8\ub8cc \ucc28\uc774\uac00 \ub9e4\uc6b0 \ud06c\ubbc0\ub85c, \ub9e4\ub9e4\uac00\uaca9\ub9cc\uc73c\ub85c \uc608\uc0b0\uc744 \uc815\ud558\uba74 \uacc4\uc57d \ud6c4 \ubd80\ub2f4\uc774 \uc608\uc0c1\ubcf4\ub2e4 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc900\ube44 \uc11c\ub958\ub294 \uacc4\uc57d \uc804\uc5d0 \uc815\ub9ac\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4<\/h2>\n

\ub300\ucd9c \uc0ac\uc804\uc2b9\uc778 \ub2e8\uacc4\uc5d0\uc11c \ubaa8\ub4e0 \uc11c\ub958\uac00 \uc644\ubcbd\ud560 \ud544\uc694\ub294 \uc5c6\uc9c0\ub9cc, \uae30\ubcf8 \uc790\ub8cc\ub97c \ube60\ub974\uac8c \uc81c\ucd9c\ud560\uc218\ub85d \uc608\uc0b0\uacfc \uc870\uac74\uc744 \ud604\uc2e4\uc801\uc73c\ub85c \ud310\ub2e8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\uad8c, \ube44\uc790 \ub610\ub294 \uc785\uad6d \uad00\ub828 \uc11c\ub958, ITIN \ubc1c\uae09 \ud655\uc778 \uc790\ub8cc\uac00 \uae30\ubcf8 \uc2e0\ubd84 \uc790\ub8cc\uac00 \ub429\ub2c8\ub2e4. \ubbf8\uad6d\uc5d0 \uac70\uc8fc\ud558\ub294 ITIN \ucc28\uc8fc\ub77c\uba74 \ucd5c\uadfc \uc138\uae08\ubcf4\uace0\uc11c\uc640 \ub0a9\uc138 \uae30\ub85d\ub3c4 \uc911\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc790\uc0b0 \uc790\ub8cc\ub85c\ub294 \ucd5c\uadfc \uba87 \uac1c\uc6d4\uc758 \ubbf8\uad6d \ub610\ub294 \ud574\uc678 \uc740\ud589 \uba85\uc138\uc11c\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ub4dd \uc790\ub8cc\ub294 \uc9c1\uc7a5\uc778\uacfc \uc0ac\uc5c5\uc790\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\uba70, \ud574\uc678 \uc11c\ub958\ub294 \uc601\ubb38 \ubc88\uc5ed\ubcf8\uc744 \ud568\uaed8 \uc900\ube44\ud558\uba74 \uc2ec\uc0ac \uc2dc\uac04\uc744 \uc904\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc774\ubbf8 \ub9e4\uc785 \ub300\uc0c1\uc774 \uc815\ud574\uc84c\ub2e4\uba74 \ub9e4\ub9e4\uacc4\uc57d\uc11c, HOA \uad00\ub828 \uc790\ub8cc, \uc608\uc0c1 \uc784\ub300\uc218\uc785 \uc790\ub8cc\ub3c4 \uac80\ud1a0 \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud2b9\ud788 \ud574\uc678\uc5d0\uc11c \ubbf8\uad6d\uc73c\ub85c \uc1a1\uae08\ud560 \uc608\uc815\uc774\ub77c\uba74 \uc1a1\uae08 \uc2dc\uc810\ub3c4 \uacc4\ud68d\ud574\uc57c \ud569\ub2c8\ub2e4. \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ud655\uc778, \ud574\uc678\uc740\ud589 \ucc98\ub9ac \uc2dc\uac04, \ud658\uc728 \ubcc0\ub3d9, \ud55c\uad6d\uc758 \ud574\uc678\uc1a1\uae08 \uc808\ucc28\uac00 \ud074\ub85c\uc9d5 \uc77c\uc815\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uae08\uacfc \uc794\uae08\uc758 \uc1a1\uae08 \uacbd\ub85c\ub97c \uc0ac\uc804\uc5d0 \ud655\uc778\ud558\uba74 \ub9c9\ud310\uc5d0 \ubd88\ud544\uc694\ud55c \uc77c\uc815 \ubcc0\uacbd\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uae08\ub9ac\ub9cc \ube44\uad50\ud558\uba74 \ub193\uce58\uae30 \uc26c\uc6b4 \ube44\uc6a9<\/h2>\n

\ube44\uac70\uc8fc\uc790 \ub300\ucd9c\uc744 \ube44\uad50\ud560 \ub54c \uad11\uace0 \uae08\ub9ac \ud558\ub098\ub9cc\uc73c\ub85c \ud310\ub2e8\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4. \uac19\uc740 \uae08\ub9ac\ub77c\ub3c4 \ud3ec\uc778\ud2b8, \ub300\ucd9c\uae30\uad00 \uc218\uc218\ub8cc, \uac10\uc815\ud3c9\uac00 \ube44\uc6a9, \uc5d0\uc2a4\ud06c\ub85c \ube44\uc6a9, \ud0c0\uc774\ud2c0 \ube44\uc6a9, \uc120\ub0a9 \uc774\uc790, \uc7ac\uc0b0\uc138 \ubc0f \ubcf4\ud5d8 \uc608\uce58\uae08\uc5d0 \ub530\ub77c \uc2e4\uc81c \ud074\ub85c\uc9d5 \ube44\uc6a9\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc870\uae30\uc0c1\ud658 \uc218\uc218\ub8cc\uac00 \uc801\uc6a9\ub418\ub294 \ud22c\uc790\uc6a9 \ub610\ub294 \ube44\ud45c\uc900 \ud504\ub85c\uadf8\ub7a8\ub3c4 \uc788\uc5b4 \ubcf4\uc720 \uacc4\ud68d\uacfc \ud568\uaed8 \uac80\ud1a0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uae08\ub9ac\uac00 \ub0ae\uc740 \uc0c1\ud488\uc740 \ub354 \ub192\uc740 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8, \ub192\uc740 \uc2e0\uc6a9\uc810\uc218, \ub354 \ub9ce\uc740 \uc900\ube44\uae08, \uae4c\ub2e4\ub85c\uc6b4 \uc11c\ub958\ub97c \uc694\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\ub300\ub85c \uc11c\ub958 \ubd80\ub2f4\uc744 \uc904\uc778 \ud504\ub85c\uadf8\ub7a8\uc740 \uae08\ub9ac\ub098 \ube44\uc6a9\uc774 \ub2e4\uc18c \ub192\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\uae30\uac04 \ubcf4\uc720 \ud6c4 \ub9e4\uac01\ud560 \ubd80\ub3d9\uc0b0\uc778\uc9c0, \uc7a5\uae30 \uc784\ub300\uc218\uc775\uc744 \ubaa9\ud45c\ub85c \ud558\ub294\uc9c0\uc5d0 \ub530\ub77c \uc5b4\ub290 \uad6c\uc870\uac00 \uc720\ub9ac\ud55c\uc9c0\ub3c4 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n

\uacac\uc801\uc744 \ubc1b\uc744 \ub54c\uc5d0\ub294 \ub300\ucd9c\uae08\uc561, \uc608\uc0c1 \uc774\uc790\uc728, \ud3ec\uc778\ud2b8 \uc720\ubb34, \uc6d4 \uc0c1\ud658\uc561, \ucd1d \ud604\uae08 \ud544\uc694\uc561, \uc900\ube44\uae08 \uc870\uac74, \uc870\uae30\uc0c1\ud658 \uc870\uac74\uc744 \uac19\uc740 \uae30\uc900\uc73c\ub85c \ube44\uad50\ud574\uc57c \ud569\ub2c8\ub2e4. \uc11c\ub85c \ub2e4\ub978 \uc870\uac74\uc758 \uacac\uc801\uc744 \ub2e8\uc21c\ud788 \uae08\ub9ac\ub9cc \ub193\uace0 \ube44\uad50\ud558\uba74 \uc2e4\uc81c \ube44\uc6a9\uc744 \uc815\ud655\ud788 \uc54c\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud754\ud788 \uc0dd\uae30\ub294 \uc624\ud574\uc640 \uc8fc\uc758\ud560 \uc810<\/h2>\n

\uccab\uc9f8, ITIN\uc774 \uc788\uc73c\uba74 \uc77c\ubc18 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \ub204\uad6c\ub098 \ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uc0dd\uac01\uc785\ub2c8\ub2e4. ITIN\uc740 \uc2ec\uc0ac\uc5d0 \ud65c\uc6a9\ub420 \uc218 \uc788\ub294 \uc694\uc18c\uc774\uc9c0\ub9cc, \uac70\uc8fc \uc2e0\ubd84\uc774\ub098 \uc0c1\ud658\ub2a5\ub825\uc744 \ub300\uccb4\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \ud55c\uad6d \uc18c\ub4dd\uc740 \ubbf8\uad6d \ub300\ucd9c\uc5d0\uc11c \uc778\uc815\ub418\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc0dd\uac01\uc785\ub2c8\ub2e4. \uc778\uc815 \uac00\ub2a5\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc9c0\ub9cc, \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c \uc99d\uba85\ud558\uace0 \uc5b4\ub5a4 \ud504\ub85c\uadf8\ub7a8\uc5d0 \uc81c\ucd9c\ud558\ub290\ub0d0\uac00 \uad00\uac74\uc785\ub2c8\ub2e4.<\/p>\n

\uc14b\uc9f8, \ud604\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uc27d\uac8c \ud604\uae08 \uc778\ucd9c \uc7ac\uc735\uc790\ub97c \ud560 \uc218 \uc788\ub2e4\ub294 \uc0dd\uac01\uc785\ub2c8\ub2e4. \uad6c\ub9e4 \ud6c4 \uc7ac\uc735\uc790\ub294 \ubcf4\uc720 \uae30\uac04, \uac10\uc815\uac00, \uc790\uae08 \ucd9c\ucc98, \ubd80\ub3d9\uc0b0 \uc6a9\ub3c4, \ucc28\uc8fc \uc2e0\ubd84\uc5d0 \ub530\ub77c \uc81c\ud55c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucc98\uc74c \uad6c\ub9e4 \ub2e8\uacc4\uc5d0\uc11c \ud5a5\ud6c4 \uc7ac\uc735\uc790 \uac00\ub2a5\uc131\uae4c\uc9c0 \uace0\ub824\ud574 \uad6c\uc870\ub97c \uc7a1\ub294 \ud3b8\uc774 \ub354 \ud569\ub9ac\uc801\uc785\ub2c8\ub2e4.<\/p>\n

\ub610\ud55c \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uacc4\uc57d\uc5d0\ub294 \ub300\ucd9c \ubd88\uac00 \uc2dc \uacc4\uc57d\uae08\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud55c \uae08\uc735\uc870\ud56d\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc870\ud56d\uc758 \uae30\ud55c\uacfc \ub0b4\uc6a9\uc740 \uacc4\uc57d\uc11c\ub9c8\ub2e4 \ub2e4\ub974\uba70, \uc0ac\uc804\uc2b9\uc778 \uc5c6\uc774 \uc131\uae09\ud558\uac8c \uacc4\uc57d\ud558\uba74 \uc120\ud0dd\uad8c\uc774 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uacfc \uc608\uc0c1 \ud604\uae08 \ud544\uc694\uc561\uc744 \uba3c\uc800 \ud655\uc778\ud55c \ub4a4 \uc624\ud37c\ub97c \uc81c\ucd9c\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4.<\/p>\n

\ubbf8\uad6d\uc5d0\uc11c\uc758 \uc0dd\ud65c \uae30\ubc18, \uc138\uae08\ubc88\ud638 \uc0c1\ud0dc, \ud55c\uad6d\uacfc \ubbf8\uad6d\uc758 \uc18c\ub4dd \uad6c\uc870, \ub9e4\uc785 \ubaa9\uc801\uc744 \ud558\ub098\uc758 \uae30\uc900\uc73c\ub85c \uc124\uba85\ud560 \uc218 \uc788\ub2e4\uba74 \ube44\uac70\uc8fc\uc790 \ub300\ucd9c \uc2ec\uc0ac\ub294 \ud6e8\uc52c \uba85\ud655\ud574\uc9d1\ub2c8\ub2e4. URI Financial\uc740 \uc774\ub7ec\ud55c \ucc28\uc8fc\ubcc4 \uc870\uac74\uc744 \ubc14\ud0d5\uc73c\ub85c \uac00\ub2a5\ud55c \ud504\ub85c\uadf8\ub7a8<\/a>\uc744 \ube44\uad50\ud558\uace0, \uacc4\uc57d \uc804\uc5d0 \uc900\ube44\ud574\uc57c \ud560 \uc790\uae08\uacfc \uc11c\ub958\ub97c \ud55c\uad6d\uc5b4\ub85c \uc548\ub0b4\ud569\ub2c8\ub2e4. \uc88b\uc740 \ub300\ucd9c\uc740 \uac00\uc7a5 \ub0ae\uc740 \uae08\ub9ac\ub9cc\uc744 \ub73b\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubcf8\uc778\uc758 \uc790\uae08 \uacc4\ud68d\uacfc \ubd80\ub3d9\uc0b0 \ubcf4\uc720 \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uad6c\uc870\ub97c \uba3c\uc800 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc548\uc815\uc801\uc778 \ubbf8\uad6d \uc8fc\ud0dd \uad6c\ub9e4\uc758 \ucd9c\ubc1c\uc810\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\ube44\uac70\uc8fc\uc790 \ubbf8\uad6d \uc138\uae08\ubc88\ud638 \ub300\ucd9c\uc740 ITIN \ubcf4\uc720 \uc5ec\ubd80\ub9cc\uc73c\ub85c \uc815\ud574\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud574\uc678\uc18c\ub4dd \uc99d\ube59, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8, \ub9e4\uc785 \ubaa9\uc801, \uc2e0\uc6a9 \uc774\ub825\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ub294 \uc2b9\uc778 \uc870\uac74\uacfc \ud544\uc694 \uc11c\ub958, \uae08\ub9ac\uc640 \ube44\uc6a9 \ube44\uad50 \ubc29\ubc95\uc744 \uc2e4\ubb34 \uae30\uc900\uc73c\ub85c \uc548\ub0b4\ud569\ub2c8\ub2e4. \ud55c\uad6d\uc5b4 \uc0c1\ub2f4 \uc804 \ud655\uc778\ud560 \uc9c8\ubb38\ub3c4 \ud568\uaed8 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